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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,424 reviews, last reviewed 11th Apr 2026
395% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

seamless process and very quick. Was seamless process and very quick. After supplying the documents, loan was approved within hours .i did this all online Reviewed on: 11th April 2026
Gugu M's avatar
Gugu M

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (2424)

Very easy to join, great staff communication.

5
Great experience. Highly recommended Reviewed on: 18th May 2022
Natascia Morrison's avatar
Natascia Morrison

(Organisational structure)

5
They are very reliable and dependable. Reviewed on: 18th May 2022
Adeoye Adedeji's avatar
Adeoye Adedeji

Saved me when I've been in tricky positions

5
Quick response nice friendly people Reviewed on: 18th May 2022
nicola fielding's avatar
nicola fielding

Community

5
Quick and efficient response. Always helpful and friendly with any queries. Reviewed on: 18th May 2022
Sharon Dunworth's avatar
Sharon Dunworth

Absolutely brilliant

5
Always reliable get your money on time when they say you will get it you do. If you don't they sort it straight away they are brilliant Reviewed on: 18th May 2022
Danielle Manners 's avatar
Danielle Manners

Very good

5
amazing satisfaction fidelity reliability Reviewed on: 18th May 2022
Veronika's avatar
Veronika

Above and beyond

5
Since joining Manchester Credit Union I’ve had nothing but amazing customer service all the way. If I’ve spoken to someone on the phone they have always been polite and helpful. The app is easy to navigate around the the family loan I have through them is really really helpful and being able to top it up when it gets to a certain amount is great, I don’t have to worry about the stress of payments as my child goes to them to pay the family loan and then they send the remainder to me. It’s a relaxing helpful company and I would recommend them to anyone. Big thumbs up Manchester Credit Union Reviewed on: 18th May 2022
Emma 's avatar
Emma

Fabulous loan advisors and great service

5
I was helped greatly by MCU who looked at me as a person and not just what the computer says. They spoke to me and went through everything with me before I got my loan to make sure I could afford it. They have helped me pay off my debts and this has helped me build my credit score Reviewed on: 18th May 2022
kathryn.barningham's avatar
kathryn.barningham

Loan review

5
I've been with credit union for years now and I cant recommend them enough Reviewed on: 18th May 2022
Shanel 's avatar
Shanel

Great company

5
Really impressed by the way my loans are handled. The customer service is always friendly and helpful. Reviewed on: 18th May 2022
Julie potter 's avatar
Julie potter

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