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Manchester Credit Union: Loans reviews

4.93
Based on 2,423 reviews, last reviewed 11th Apr 2026
393% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not a bad word to say always been helpfull only down... Not a bad word to say always been helpfull only downside is no body answers the phone but always quick on chat so no complaints Reviewed on: 11th April 2026
Charlotte c's avatar
Charlotte c

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2423)

Easy, quick & fair

5
Excellent, really helped in a time of need. So easy quick and helpful, thanks! Reviewed on: 18th May 2022

Easy to add and withdraw money

5
Been using Manchester credit union for a few months now and had no issues putting money on the account or withdrawing. Easy to sign up, just an overall great experience. Reviewed on: 18th May 2022

Long standing organisation

5
Theeebhave been helping people in Manchester for many years. Helped me when I had little money. Looked after me since then. Reviewed on: 18th May 2022

Big help

5
The app is very user friendly and saving has never been easier. The fact that I can ask for a low interest loan anytime helps me sleep better at night. Reviewed on: 18th May 2022

Very easy and helpful

5
From start to finish well organised Reviewed on: 18th May 2022

Easy way to save/borrow

5
Manchester Credit Union is simple and accessible - and as members we own it, so it feels fairer as you know you have a say in how it is run and you're not being ripped off! Reviewed on: 18th May 2022

Brilliant service.

5
Staff always polite and helpful. Been with credit union for years and never once had any issues. Reviewed on: 18th May 2022

Fantastic company!

5
Manchester Credit Union are fast, efficient and reliable in what they do. Me and many of my friends/family members have used this company for loans. Many loam companies are stressful and cause a lot of anxiety/worry for their customers when it comes to paying them back/adding on interest. With Manchester Credit Union you know exactly what you're paying, how you're paying it and when you're paying it. I have never had an issue using this company and they are the only loan company I will use. Reviewed on: 18th May 2022

Great service

5
Great service and extremely quick with both loan decisions and getting my savings back. Very easy to set up and to navigate the website Reviewed on: 18th May 2022

Superb

5
Used for about 5/6 years now great for saving and for a loan if needed without being ripped off Reviewed on: 18th May 2022

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