Smart Money People Logo
Go to business site
Share this page
Link copied

Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,423 reviews, last reviewed 11th Apr 2026
393% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not a bad word to say always been helpfull only down... Not a bad word to say always been helpfull only downside is no body answers the phone but always quick on chat so no complaints Reviewed on: 11th April 2026
Charlotte c's avatar
Charlotte c

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R
Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Manchester Credit Union Loans reviews (2423)

Helpful

5
I was recommended through a friend and was very sceptical at first. But it’s one of the best decisions I’ve ever made l joining Mcu. And even better now they’re doing a Christmas savings club. Having a big family I always struggle for Christmas. Reviewed on: 18th May 2022
Tracey Hirst's avatar
Tracey Hirst

Easy asses

5
The app is easy to use, customer services are nice and willing to help. They also keep you up to date. Reviewed on: 18th May 2022
Henryk4life's avatar
Henryk4life

Excellent

5
Credit union has helped me so much when I was struggling, the re payments are low so doesn't add any extra pressure in me, the staff are very helpful too :) Reviewed on: 18th May 2022
Katie 's avatar
Katie

Fast and Easy

5
Simple process, which is easy to follow and complete. Great idea and help for union members. Reviewed on: 18th May 2022
HH's avatar
HH

No nonsense.

5
I have been with Manchester Credit Union for a number of years, absolutely brilliant, borrowing is no hassle whatsoever, quick & easy, payment in to your bank account same day sometimes, I also have a Christmas saver account with Manchester Credit Union, it's made saving so much easier for me, no nonsense, pleasant staff. Reviewed on: 18th May 2022
Sarah Nelson's avatar
Sarah Nelson

5* Service

5
It is very easy and straight forward to join! You hear back within a few days of you joining up and you have regular emails to update you on your application. Staff are professional and helpful, when you call you get through straight away and everything is dealt with in a great manor. Reviewed on: 18th May 2022
Jen's avatar
Jen

It is a grate service

4
Very easy to access for family's who need support Reviewed on: 18th May 2022
Dominic smith 's avatar
Dominic smith

Great way to consolidate debts and not pay extortionate interest. Bonus is you save at the same time!

5
I have used Manchester Credit Union multiple times over the years and it has helped me save money and order my finances. Reviewed on: 18th May 2022
Bexxie's avatar
Bexxie

Excellent service

5
I have been saving I have also had loans which are low repayments Reviewed on: 18th May 2022
Lynne smith's avatar
Lynne smith

Amazing

5
Very easy to borrow money! Take it exactly when you need! Reviewed on: 18th May 2022
Alexandru TEIOSANU's avatar
Alexandru TEIOSANU

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill