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Manchester Credit Union: Loans reviews

4.93
Based on 2,423 reviews, last reviewed 11th Apr 2026
393% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Not a bad word to say always been helpfull only down... Not a bad word to say always been helpfull only downside is no body answers the phone but always quick on chat so no complaints Reviewed on: 11th April 2026
Charlotte c's avatar
Charlotte c

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2423)

Good Credit Union

5
MCU is very transparent in its dealings and gives a fair return to its investing members. Reviewed on: 18th May 2022

Excellent turnaround time!

5
The staff have been highly supportive and resolve issues very quickly at all times. And, the digital experience has remained seamless for over 5 years. Kudos to the team! Reviewed on: 18th May 2022

Excellent

5
Great, easy and convenient!! What more could you want . Reviewed on: 18th May 2022

Great service

5
Great service, very easy to sign up and fast payments Definitely recommend Reviewed on: 18th May 2022

Excellent

4
Good customer services and innovation Reviewed on: 18th May 2022

Outstanding services

5
Cannot recommend enough as the customer service is five star. Very proud to be a member of this group and definitely recommend to families and friends. Putting customer is their motto. Well done Reviewed on: 18th May 2022

Best credit union

5
I have had nothing but good experience with them Reviewed on: 18th May 2022

Very helpful and understanding

5
Really helped me when iw as in need and easy to follow and understand. Reviewed on: 18th May 2022

The best

5
I love Manchester Credit Union. It is a great way to save but they have also been there for me in my toughest time when I needed a loan. Being able to use your Child Benefit payment to repay the Family Loan is fantastic, they also set a small amount to your savings and give what is left over back into your bank account, there is no stress about missing a payment. I would not have managed without them. Thank you Manchester Credit Union. Reviewed on: 18th May 2022

First Class all round service

5
Manchester Credit Union is the only loan company I've used since I found them. I regularly renew my loan, I find it a great help, and the savings come in great use also. Renewing is easy and the staff having been very helpful, efficient and professional and everything is dealt with very quickly. Since I started with Manchester credit union I've never had a loan from anyone else. Reviewed on: 18th May 2022

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