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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.93
Based on 2,418 reviews, last reviewed 10th Apr 2026
386% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

just affordable Just affordable and dont get you into unnecessary debt Reviewed on: 10th April 2026
jenny jones's avatar
jenny jones

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2418)

Helpful, straight-forward service.

5
Manchester Credit Union provide a service which is both easy to understand, accessible and fair. Reviewed on: 18th May 2022
John Copestake's avatar
John Copestake

Wish I would have known sooner!

5
Very happy to have learned about mcu. Its been so helpful in times of need. Being able to save in an easy but secure way is great! You can use the app to manage your repayments and savings too! The repayments are manageable and the staff are always helpful and friendly! We had an unexpected funeral to pay for around Christmas time and we have children and we was told about mcu and the loan really did help us... then we carried on using mcu since and have been saving too! Thankyou mcu Reviewed on: 18th May 2022
Susan Bithell's avatar
Susan Bithell

Great service

5
Great friendly service from them always. I’ve been a member for many years and have recommended them many times to people Reviewed on: 18th May 2022
Caroline broderick's avatar
Caroline broderick

Friendly, efficient, and professional

5
I enjoy being a part of the credit union, I find the staff friendly, no-nonsense, and down-to-earth. They always deal with my enquiries efficiently and with a high degree of professionalism. Reviewed on: 18th May 2022
Geraldine's avatar
Geraldine

Excellent

5
Good interest with loans, easy application quick response. Peace of mind affordable payments. Reviewed on: 18th May 2022
Muzamir 's avatar
Muzamir

Fantastic

5
When I visited they was amazing explained everything to you and the app is so easy and they also get back to you quickly Amazing Reviewed on: 18th May 2022
Naomi's avatar
Naomi

Always on hand when I need help

5
Helps me save and helps me when I'm struggling also. Would and recommended to my friends and family Reviewed on: 18th May 2022
zoe watson's avatar
zoe watson

Brilliant and they help you to save

5
This is fantastic, helped when I needed you cab chose your affordable repayments and you also get savings back Reviewed on: 18th May 2022
Carmen 's avatar
Carmen

Amazing, friendly and quick service.

5
Friendly customer service, very quick at dealing with applications and never had a problem using them. Reviewed on: 18th May 2022
emmaa1986@live.co.uk's avatar
[email protected]

Great service

5
Always helpful whenever I need help. Very responsible lenders. Reviewed on: 18th May 2022
Tapuwa Makurumure's avatar
Tapuwa Makurumure

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