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Manchester Credit Union: Loans reviews

4.84
Based on 3,971 reviews, last reviewed 17th Jul 2026
116% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to navigate and rates are very good. Easy to navigate and rates are very good. Also good way of managing your finances Reviewed on: 17th July 2026
Adeshola A's avatar
Adeshola A

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (3977)

I started using MCU around 7/8 years ago and never h...

5
I started using MCU around 7/8 years ago and never had a problem. Everything from the application to now just needing to top up my family loan have been stress free and customer service is second to none! Thank you! Reviewed on: 27th June 2025

Easy to apply and excellent rates.

5
Easy to apply and excellent rates. Choices to pay back loan and flexibility for duration of the loan. Reviewed on: 27th June 2025

I’m Happy with credit union great customer service a...

5
I’m Happy with credit union great customer service and being able to get loan is great and being able to top up Reviewed on: 26th June 2025

Friendly staff always helpful and understanding

5
Friendly staff always helpful and understanding Reviewed on: 26th June 2025

I have had a really good experience.

5
I have had a really good experience. All staff I have ever spoke to have been really helpful and polite. I would definitely recommend. Reviewed on: 26th June 2025

Brilliant

5
App very easy to use, communication is very good with a quick reply to messages. Easy to access your money and easy to understand Reviewed on: 26th June 2025

Since almost 5 years ago I have been with Manchester...

5
Since almost 5 years ago I have been with Manchester credit union, I never regret for once. Their staffs are generous and professional. Reviewed on: 26th June 2025

I’ve been saving with this credit union for years, t...

5
I’ve been saving with this credit union for years, the staff are always helpful, loans are cheaper than going to a lot of banks, easy access to my cash, it’s also a great way to save money having it taken from my wages. They are also great for money advis Reviewed on: 26th June 2025

Helpful when we need it the most

5
Helpful when we need it the most Reviewed on: 26th June 2025

Overall a great company.

5
Overall a great company. They help families survive off their family loans, they provide financial support to out difficult times and it’s efficient and generous. Reviewed on: 26th June 2025

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