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Manchester Credit Union: Loans reviews

4.93
Based on 2,418 reviews, last reviewed 10th Apr 2026
386% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

just affordable Just affordable and dont get you into unnecessary debt Reviewed on: 10th April 2026
jenny jones's avatar
jenny jones

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
Joshua R's avatar
Joshua R

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2418)

Local and Understanding

5
If you are struggling... I implore you to turn to MCU to help you turn things around... Reviewed on: 8th June 2021

Quick affordable helpful

5
I've been a member of credit union now for a few years and I would be lost without them .. they offer a number services from savings to loans....very affordable and a great way to improve your credit rating I have recommended to my family and friends who are now members too Reviewed on: 8th June 2021

Perfect

5
They were so helpful and friendly, made the whole process as easy and quick as possible, they were such a big help. Reviewed on: 8th June 2021

So easy to use

5
Love credit union. So easy to use. Very handy Reviewed on: 8th June 2021

Family loan

5
Have been a member for several years and always find staff helpful and application/process smooth sailing Reviewed on: 8th June 2021

Great for loans

5
Great to get a loan what u know u can afford to pay back with Not to much extra Reviewed on: 8th June 2021

Friendly helpful staff.

5
The staff are very helpful and professional. quick turnaround Reviewed on: 8th June 2021

Easy

5
Everything was straight forward, the staff explained everything to me (even when I didn’t understand) lovely and friendly staff. Reviewed on: 8th June 2021

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