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Manchester Credit Union: Loans reviews

4.84
Based on 3,978 reviews, last reviewed 17th Jul 2026
111% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer friendly and humane service. Customer friendly and humane service. Reviewed on: 17th July 2026
Gabriel Abodunde 's avatar
Gabriel Abodunde

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3978)

Family loan

5
Family revolving credit loan is a great little annual loan that means I can have a rainy day pot if needed. The customer support email can be a little bit irritating to get information from but they reply quickly Reviewed on: 23rd June 2025

Reliable

5
I have used them for a while and its a good system they have. I have even been able to save money too. Reviewed on: 23rd June 2025

Excellent for loans

5
Excellent quick response, excellent for when you need extra cash. Fast and very reliable service also a good way to save a little money too at the side. Reviewed on: 23rd June 2025

Brilliant service

5
I have been with the credit union for many years and have always had the best service/experience Reviewed on: 22nd June 2025

Great service

5
Everytime I’ve been into a branch the ladies have been so helpful and guided me through the process. Reviewed on: 22nd June 2025

I’ve been a member of Manchester Credit Union for a...

5
I’ve been a member of Manchester Credit Union for a while now and I honestly can’t fault their service. The staff are always friendly, helpful, and quick to respond whether you contact them by phone or through the app. The loan process is straightforward and fair, and they’ve been a real lifeline when I needed support. I also really appreciate how easy the mobile app is to use — I can check my balance, make withdrawals, and track transactions without any hassle. It makes managing my finances so much easier. As someone who prefers dealing with organisations that actually care about their members, Manchester Credit Union has always made me feel valued and supported. It’s a great alternative to high street banks, especially if you want a community-based service that’s genuinely looking out for you. Would highly recommend to anyone looking for reliable, fair, and supportive financial services. Reviewed on: 22nd June 2025

Quick money with less bureaucracy

5
When I come across Manchester Credit Union I realise that I have a permanent emergency support to turn to when I need emergency money. It is quick and with less bureaucracy money is in your account. Reviewed on: 22nd June 2025

Used Manchester Credit union for many years now & ne...

5
Used Manchester Credit union for many years now & never had an issue. Customer service have always been a huge help and got back to me in a nice timely manner. Reviewed on: 22nd June 2025

Great service friendly staff and very helpfull

5
Great service friendly staff and very helpfull Reviewed on: 22nd June 2025

Easy access, good communication, money goes in fairl...

5
Easy access, good communication, money goes in fairly quick Reviewed on: 22nd June 2025

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