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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.94
Based on 2,571 reviews, last reviewed 13th Apr 2026
644% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

The family loan has helped me be able to budget mone... The family loan has helped me be able to budget money and also gives you that peace of mind that you can have extra help when needed Reviewed on: 13th April 2026
T Bell's avatar
T Bell

Latest lowest rating:

1

Loan was declined for lack of disposable income, how... Loan was declined for lack of disposable income, however with a take home pay of £3000 and outgoings of around £1400 I had more than enough to cover £... Read more Reviewed on: 18th March 2026
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Joshua R
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2571)

Simple, friendly and efficient

5
Love using Manchester Credit Union both for savings and loans. They are really helpful and friendly, the app is simple to use. Reviewed on: 27th June 2021
Sbee's avatar
Sbee

Good

5
Good customer service and fast payouts Reviewed on: 27th June 2021
Laura's avatar
Laura

Great company.

5
Great loans company. No hidden extras. Would highly recommend. Reviewed on: 24th June 2021
Louisa martin's avatar
Louisa martin

A Lifesaver!

5
After joining Manchester Credit Union, I had never known or received so much flexibility or access when applying for a Family Loan. What makes this particular service so ideal for me is that I can easily pay it off weekly without it affecting my budget, yet also allowing me to save funds at the same rate in which it takes to clear my outstanding balance. Once my balance is clear I can if I so wish to reapply for another Loan. This service has literally been a lifesaver for me and my family and as a single parent, I have benefited deeply from a low-interest affordable loan that I could never possibly apply for from any high street bank and in such an easy and unbiased manner. The application process is uncomplicated and I would highly recommend it to others and I have done so. Reviewed on: 24th June 2021
Icadel's avatar
Icadel

Excellent service

5
It always feels very personal and have recommended to numerous people Reviewed on: 23rd June 2021
Karen's avatar
Karen

Best lending and customer service business.

5
I have always found the credit union to be most helpful and a company to rely on. Reviewed on: 23rd June 2021
Viola Burke's avatar
Viola Burke

Great service

5
Has helped me to get back on track and save a little. Reviewed on: 23rd June 2021
Ju's avatar
Ju

Great Advice

5
Very happy with the service I have received Reviewed on: 22nd June 2021
Gemma Lou 's avatar
Gemma Lou

Efficient and Caring

5
When dealing with the Manchester Credit Union, I always feel valued. Problems are sorted fairly and kindly. They are an amazing organisation in this day of greedy money lenders, and even greedier, inefficient banks. Reviewed on: 22nd June 2021
Joan Abrams's avatar
Joan Abrams

The best in Greater Manchester

5
My friend introduce me to Manchester credit union and im so happy. Always answer all your enquiries very fast, loan fast asual and good customer service Reviewed on: 22nd June 2021
Fanta Kone's avatar
Fanta Kone

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