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Manchester Credit Union: Loans reviews

4.84
Based on 3,978 reviews, last reviewed 17th Jul 2026
111% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Customer friendly and humane service. Customer friendly and humane service. Reviewed on: 17th July 2026
Gabriel Abodunde 's avatar
Gabriel Abodunde

Latest lowest rating:

1

Only interested in your credit score. Only interested in your credit score. You are just a number. Reviewed on: 20th June 2026
Lola H's avatar
Lola H

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3979)

My experience with Manchester Credit Union has been...

5
My experience with Manchester Credit Union has been positive overall. The application process was straightforward, and staff were helpful and respectful throughout. I appreciate the fair lending approach and the clear communication about repayments. The app/online services have also made it easy to manage my account. Reviewed on: 20th June 2025

Very fast at transfers and very helpful if I need to...

5
Very fast at transfers and very helpful if I need to message about a problem Reviewed on: 20th June 2025

Helps me save and helps me when I need money withdra...

5
Helps me save and helps me when I need money withdrawed from the family loan Reviewed on: 20th June 2025

It’s amazing and helped loads thanks

5
It’s amazing and helped loads thanks Reviewed on: 20th June 2025

They are there for u when u need money an I got it i...

5
They are there for u when u need money an I got it in the same day as applying Reviewed on: 20th June 2025

This is literally my lifeline and all staff are alwa...

5
This is literally my lifeline and all staff are always amazing Reviewed on: 20th June 2025

Always available when needed

5
Always available when needed Don't understand the busy bee lottery Reviewed on: 20th June 2025

Best Community bank.

5
Have been with credit union for over ten years, they have never failed me in terms of loan even if am in need of money urgently they still offer me Top up to meet my needs, they have good and experienced staffs they deal with ever complains with experience and best manners , they are 100% better than Bank loans with good rate of interest without any stress so far if you as a customer didn't default of paying back your loan in time you will enjoy Credit Union for the rest of your, l recommended them 100% . CREDIT UNION is my back bone. Please my people what are you still waiting for hurry and go for registration with this our Local community bank, nothing much is required. So many opportunities included Reviewed on: 20th June 2025

MCU have been a life line for me and my family over...

5
MCU have been a life line for me and my family over the years their loans have loans have helped with Christmas shopping debt car home improvements and a holiday Reviewed on: 20th June 2025

Whenever I need to pay an unexpected bill or car iss...

5
Whenever I need to pay an unexpected bill or car issue I know that all I have to do is visit my local branch and the funds will be available for me. It's quick and easy to apply and the staff are always helpful Reviewed on: 20th June 2025

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