Smart Money People Logo

Manchester Credit Union: Loans reviews

4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
70% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Manchester Credit Union Loans reviews (2124)

Never had a had experience with crefit union

4
Never had a had experience with crefit union Reviewed on: 21st June 2025

Couldn’t recommend more

5
Always so easy to use and always so helpful when help is needed. Reviewed on: 21st June 2025

I have been using Manchester credit union for many y...

5
I have been using Manchester credit union for many years with family loans. These have been really helpful to me at times and has also built up a nice little savings pot, which I will continue to use when my son turns 18. All processes have been smooth and quick and all staff have been wonderfully helpful Reviewed on: 21st June 2025

It’s great and clever as when I applied for my famil...

5
It’s great and clever as when I applied for my family loan And pay it back and it don’t cost much very cheap also clever because you get to save as u pay back and once fully paid you have extra money saved on top Reviewed on: 20th June 2025

Really helped me had such a great experience would r...

5
Really helped me had such a great experience would recommend you to others Reviewed on: 20th June 2025

I was struggling to provide a new bed for my son and...

5
I was struggling to provide a new bed for my son and the family loan helped me massively. Very grateful. Reviewed on: 20th June 2025

Always super quick and efficient

5
Always super quick and efficient Reviewed on: 20th June 2025

Very easy to use

5
Very easy to use good savings account Reviewed on: 20th June 2025

Brilliant service doesn’t feel like the worry of len...

5
Brilliant service doesn’t feel like the worry of lending money! Would recommend to anyone Reviewed on: 20th June 2025

Outstanding Service

5
Have always been incredibly easy to deal with, very helpful, pleasant, informative staff, easy to use app, access to a local office, I would happily recommend them to anyone x Reviewed on: 20th June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Manchester Credit Union?

    View all products