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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

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4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2163)

excellent service

been with them over 8 years and have never had a problem Reviewed on: 23rd June 2025

Always helpful

Always helpful and will go the extra mile to help customers putting their best interest first. Reviewed on: 23rd June 2025

More than pleased been helping my family out for yea...

More than pleased been helping my family out for years birthdays Christmases emergencies don't no what od have done without them thank you Reviewed on: 23rd June 2025

It was very quick and easy, customer service is grea...

It was very quick and easy, customer service is great, their response time is really fast Reviewed on: 23rd June 2025

Family loan

Family revolving credit loan is a great little annual loan that means I can have a rainy day pot if needed. The customer support email can be a little bit irritating to get information from but they reply quickly Reviewed on: 23rd June 2025

Reliable

I have used them for a while and its a good system they have. I have even been able to save money too. Reviewed on: 23rd June 2025

Excellent for loans

Excellent quick response, excellent for when you need extra cash. Fast and very reliable service also a good way to save a little money too at the side. Reviewed on: 23rd June 2025

Brilliant service

I have been with the credit union for many years and have always had the best service/experience Reviewed on: 22nd June 2025

Great service

Everytime I’ve been into a branch the ladies have been so helpful and guided me through the process. Reviewed on: 22nd June 2025

I’ve been a member of Manchester Credit Union for a...

I’ve been a member of Manchester Credit Union for a while now and I honestly can’t fault their service. The staff are always friendly, helpful, and quick to respond whether you contact them by phone or through the app. The loan process is straightforward and fair, and they’ve been a real lifeline when I needed support. I also really appreciate how easy the mobile app is to use — I can check my balance, make withdrawals, and track transactions without any hassle. It makes managing my finances so much easier. As someone who prefers dealing with organisations that actually care about their members, Manchester Credit Union has always made me feel valued and supported. It’s a great alternative to high street banks, especially if you want a community-based service that’s genuinely looking out for you. Would highly recommend to anyone looking for reliable, fair, and supportive financial services. Reviewed on: 22nd June 2025

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