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Manchester Credit Union: Loans reviews

4.94
Based on 2,135 reviews, last reviewed 23rd Jan 2026
186% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful Always helpful when I need help and support from Manchester credit union Reviewed on: 23rd January 2026
Aleisha's avatar
Aleisha

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2135)

Good communication

5
I’ve always had good communication with Manchester credit union the staff are lovely and they process your application quickly. It’s sometimes difficult to get through via phone but other than that. No problems Reviewed on: 22nd June 2025

Rates went higher; hard to get to a top up if you ar...

3
Rates went higher; hard to get to a top up if you are on visa Reviewed on: 22nd June 2025

Very helpful easy to work

5
Very helpful easy to work. I started with CU 8 years ago I enjoy that I can save without even knowing Reviewed on: 22nd June 2025

The credit union is amazing it has helped me out loa...

5
The credit union is amazing it has helped me out loads even during tough times. It’s a great way the program works which doesn’t leave you to drown in debts I couldn’t recommend it enough Reviewed on: 22nd June 2025

Best rates of APR.

4
Credit union has helped me in times when I've been stuck financially. For that I'm very grateful. The money had helped me to get new furniture for my home and put towards a well needed family holiday. Reviewed on: 22nd June 2025

Way to manage and save.

5
Way to manage and save. Staff are Friendly and helpfu. Reviewed on: 22nd June 2025

Fantastic

5
I've been with manchester credit union for 6 /7 years I've never had a problem with them Reviewed on: 22nd June 2025

Easy, quick and safe.

5
Easy, quick and safe. I always recommend it to friends and families with struggle. Reviewed on: 22nd June 2025

I have been with them for few years now and...

5
I have been with them for few years now and does help Reviewed on: 22nd June 2025

Very polite and helpful professional treat you peopl...

5
Very polite and helpful professional treat you people and never look down on you Reviewed on: 22nd June 2025

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