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Manchester Credit Union: Loans reviews

4.94
Based on 3,188 reviews, last reviewed 11th May 2026
1593% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful & i have the option to top up automat... Always helpful & i have the option to top up automatically if needed Reviewed on: 11th May 2026
Sofia a's avatar
Sofia a

Latest lowest rating:

2

Money never arrives on time always a delay, never an... Money never arrives on time always a delay, never answer the phones when you call bad communication Reviewed on: 11th May 2026
Sara J's avatar
Sara J

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3188)

I’ve been with them for a few years now and they are...

5
I’ve been with them for a few years now and they are really amazing they’ve helped me to save so much over the years I would recommend them to my family and friends. Reviewed on: 13th April 2026

Excellent service

5
Getting a loan, and topping up my loan, has been so easy with Manchester Credit Union. It is a fantastic service for everyone and provides the option to borrow even if your credit is not as good as it could be. Reviewed on: 13th April 2026

Quick and easy access to loans.

5
Quick and easy access to loans. Reply promptly to any queries I have. Reviewed on: 13th April 2026

Very easy to use never had a problem

5
Very easy to use never had a problem Reviewed on: 13th April 2026

Easy and reliable!

5
Easy and reliable! Friendly customer service Reviewed on: 13th April 2026

Been with Manchester credit union for years now and...

5
Been with Manchester credit union for years now and they have always provided excellent customer service support whenever I needed them and they have plenty of different products available from loans to savings to choose from. I highly recommend them to my friends and family to join their services Reviewed on: 13th April 2026

Super easy to use, friendly staff very helpful

5
Super easy to use, friendly staff very helpful Reviewed on: 13th April 2026

I’m a mother of 5 and dyslexic and I find Manchester...

5
I’m a mother of 5 and dyslexic and I find Manchester credit union website very easy to understand and puts my mind at rest when I’m struggling Reviewed on: 13th April 2026

Have enjoyed the loan app since I joined

5
Have enjoyed the loan app since I joined Reviewed on: 13th April 2026

we applied for a revolving credit loan.

5
we applied for a revolving credit loan about 3-4 years ago and since getting it we have been lucky enough, when emergency calls, to be able to instantly borrow £150+ with no bother at all. we love MCU Reviewed on: 13th April 2026

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