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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (4152 reviews)

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4.85

Based on 4,152 reviews, last reviewed 3rd Oct 2026

84% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Super quick application and really easy steps. Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my finan... Read more Reviewed on: 3rd October 2026

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4152)

my experience always helpful and pleasant

my experience always helpful and pleasant Reviewed on: 3rd June 2026

Very helpful

Very helpful if you are struggling and doesnt add interest Reviewed on: 3rd June 2026

Absolutely first Class

Always had excellent service from them, friendly, straightforward, easy to understand, easy to use app, very short wait times x Reviewed on: 3rd June 2026

When i was really in a time of need i was able to ac...

When i was really in a time of need i was able to access money easily and quickly which made my mental health better, me and my child was able to get stuff we needed and we really did appreciate everything the customer service is/was great and the people easy to talk to! Fantastic service Reviewed on: 3rd June 2026

Great service

Simple and easy to use, great experience so far Reviewed on: 3rd June 2026

Join join join

Easy to understand been with Manchester credit union for over 25 years best thing i ever done helped me in so many ways Reviewed on: 2nd June 2026

Excellent experience.

I have an excellent experience with my loan application which has been processed and approved with in a week. I would deffinitely going to share my experience with my family and friends Reviewed on: 2nd June 2026

Reliable

Lovely device and very reliable. Could do with a few tweaks such as the saving loans being able to take out after around £20/30 saved this could help someone get through the rest of the month if needed. I would say also apffer other services Reviewed on: 2nd June 2026

MCU amazing trustworthy reliable!

Amazing. It’s been a great way for me to save, whilst having the ability to quickly access funds - responsibly if I need too. I also love the new look and constant updates. The learning tools I have recently discovered have been insightful and helped me recognise ways I can budget my money better. The dashboard is helpful too - I can quickly see where i am up too. It’s very easy to navigate and I have very rarely encountered an issue in the several years I have been a customer - infact the only issues are I think one or 2 slightly later payments through no fault of MCU. Reviewed on: 2nd June 2026

Very good experience in every way

Very good experience in every way Reviewed on: 2nd June 2026

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