Write a review

Go to business site

Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.93 (2163 reviews)

View other Manchester Credit Union products

4.93

Based on 2,163 reviews, last reviewed 4th Mar 2026

66% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Generally a great company It did take a while to be processed compared to other applications, but they are sometimes more willing than banks etc to consider you for a loan. The... Read more Reviewed on: 4th March 2026

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025

Read all reviews Write a review

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

Help others make smarter decisions by sharing your own experience.

Write a review

Manchester Credit Union Loans reviews (2163)

There have helped me when I struggled

There have helped me when I struggled Reviewed on: 23rd June 2025

Always been great when needed a helping hand and so...

Always been great when needed a helping hand and so easy and straight forward Reviewed on: 23rd June 2025

Very easy to use, all done on the app

Very easy to use, all done on the app. Prompt payments both the loan and the remainder child benefit payments. Not spoke to customer services much, but when I have, they have been friendly and helpful Reviewed on: 23rd June 2025

It’s very easy and fast to use, never had any issues...

It’s very easy and fast to use, never had any issues and staff are happy and helpful Reviewed on: 23rd June 2025

Very easy and quick application they help with loans...

Very easy and quick application they help with loans and savings. Reviewed on: 23rd June 2025

With the app being made, it has made it so easy to s...

With the app being made, it has made it so easy to sort withdrawing your loan, the customer service is always lovely too when you call. Reviewed on: 23rd June 2025

Fast loan and the savings that you can’t access unti...

Fast loan and the savings that you can’t access until it’s paid is a great idea Reviewed on: 23rd June 2025

I was paying a very high interest car finance.

I was paying a very high interest car finance. Mcu have helped me clear that and are a much more reasonable interest rate. 10/10 would recommend Reviewed on: 23rd June 2025

Excellent Experience With Manchester Credit Union

Excellent experience with Manchester Credit Union. When your in need of a loan MCU is a great way to get one as the process is fast and easy and also the savings side of it is really beneficial as it helps you when needed. Staff are also very helpful and reassuring everytime I have contacted them Thankyou!, Reviewed on: 23rd June 2025

I have been a member for many years now.

I have been a member for many years now. The process of applying and receiving a family loan is very quick and easy. I would highly recommend to anybody, whether that be for a loan or savings. They have multiple options. Reviewed on: 23rd June 2025

Do you have a different Manchester Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Cash Converters 4.14 from 6 reviews
Inheritance Loan
from Ampla Finance 0.00 from 0 reviews
Personal Loan
from first direct 4.43 from 12 reviews

Want to see more from Manchester Credit Union?

Savings
from Manchester Credit Union 4.90 from 480 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub