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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (4152 reviews)

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4.85

Based on 4,152 reviews, last reviewed 3rd Oct 2026

84% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Super quick application and really easy steps. Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my finan... Read more Reviewed on: 3rd October 2026

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4152)

Mum struggling to buy uniform. MCU saved the day.

Manchester Credit union was recommended to me by a friend. I had no idea this existed and when I was struggling to buy new school uniform for my children, as a single mother, on benefits with a series mental health condition, Manchester credit saved me, it allowed me to buy better quality uniform for my children, it allowed me to make sure I had enough uniform plus a little spare incase of accident or rips. The school has so many different options of uniform for different lessons, so many different shoe needs, school shoes, PE shoes, inside and out, wellies, plus extras like water bottles lunchboxes, coats. Withour MCU i wouldn't have been able to get even half of what my boys needed. The loan application was straight forward, easy to understand and quick to complete. It didnt take long for Manchester credit union to get in touch with me to let me know id been successful and they then provide quick easy steps for the next part of the process. I can easily use their app to check my loan and repayments. I would use Manchester credit union again and highly recommend them to friends or family Reviewed on: 4th June 2026

Cant fault my experience it's been so helpful

Cant fault my experience it's been so helpful Reviewed on: 3rd June 2026

Brilliant service for low income familys

Brilliant service for low income familys Reviewed on: 3rd June 2026

I have been able to get help with a loan and pay aff...

I have been able to get help with a loan and pay affordable repayments each week Reviewed on: 3rd June 2026

Always on time with payments and always polite in th...

Always on time with payments and always polite in the chat Reviewed on: 3rd June 2026

Fairly good Customer servise is always friemdly and...

Fairly good Customer servise is always friemdly and poloye Reviewed on: 3rd June 2026

Great customer service, easy to manage money and int...

Great customer service, easy to manage money and interest free loans Reviewed on: 3rd June 2026

Excellent customer service not a lot of people under...

Excellent customer service not a lot of people understand how Manchester Credit union works so at every given opportunity I like to spread the word on how this service actually works and therefore this is the people bank very low interest rates etc Reviewed on: 3rd June 2026

Good service freindly staff happy to help with all e...

Good service freindly staff happy to help with all enquiries Reviewed on: 3rd June 2026

Really straightforward easy and simple !

Really straightforward easy and simple ! Reviewed on: 3rd June 2026

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