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Manchester Credit Union: Loans reviews

View other Manchester Credit Union products
4.94
Based on 2,106 reviews, last reviewed 11th Dec 2025
94% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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1%
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0%
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Latest highest rating:

5

Seamless experience, and a great rate Seamless experience, and a great rate that helped me consolidate my debt and free up some money monthly for me. Reviewed on: 11th December 2025
Chris S's avatar
Chris S

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
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Katie
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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2106)

Have enjoyed the service since the day I joined

5
Have enjoyed the service since the day I joined Reviewed on: 18th June 2025
Samson oludele 's avatar
Samson oludele

Always simple transactions, very helpful if problem...

5
Always simple transactions, very helpful if problem occurs Reviewed on: 18th June 2025
Elaine M's avatar
Elaine M

Never had a problem with manchester credit union ve...

5
Never had a problem with manchester credit union very responsive with any queries when needed Reviewed on: 18th June 2025
Lindsey P's avatar
Lindsey P

Been a very good experience since being with them

5
Been a very good experience since being with them Reviewed on: 18th June 2025
Samantha c's avatar
Samantha c

Single struggling mother with no support

5
Since I have no family or friends and have struggled with credit the services has really helped me at time of need when I’ve had nowhere else to turn and as well as helping me save something I’ve never been able to do Reviewed on: 18th June 2025
Holly's avatar
Holly

Excellent Service

5
MCU have always gone above and beyond to help with any issues I've had. They always respond quickly and inform me of any updates. Reviewed on: 18th June 2025
Ayesha A's avatar
Ayesha A

The best Yet

5
Never had any issues with Mcu always polite staff and friendly service. Had no issues in applying or getting money and no issues with repayments Reviewed on: 18th June 2025
Donna Rebecca W's avatar
Donna Rebecca W

I am very happy with this the customer service also...

5
I am very happy with this the customer service also very good Reviewed on: 18th June 2025
Alina's avatar
Alina

The loan process was very easy and straight forward.

5
The loan process was very easy and straight forward. Reviewed on: 18th June 2025
Mariam O's avatar
Mariam O

I took loan before and interest is very very low...

5
I took loan before and interest is very very low Reviewed on: 18th June 2025
Udo Uzochukwu's avatar
Udo Uzochukwu

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