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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.94 (3173 reviews)

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4.94

Based on 3,173 reviews, last reviewed 11th May 2026

1569% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good easy to use It's good easy takes time sometimes but over all good Reviewed on: 11th May 2026

Latest lowest rating:

1

I applied for loan but I never heard back from... I applied for loan but I never heard back from you Reviewed on: 16th April 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (3173)

Always there when needed and never had a problem

Always there when needed and never had a problem Reviewed on: 11th April 2026

Easy accessible loans

I borrowed 500.00 which was straight forward and easy. Was really good you could withdrawn money once 150 was paid off. Great way to borrow money Reviewed on: 11th April 2026

Honestly has no problems in the slightest, so easy t...

Honestly has no problems in the slightest, so easy to use and easy to pay back too Reviewed on: 11th April 2026

Great customer resolution

Always quick to resolve any issues I have. Reviewed on: 11th April 2026

I was experiencing some financial difficulties befor...

I was experiencing some financial difficulties before christmas, which I thought if I payed off my remaining balance I would then be able to pull out of my savings plus another family loan of £500. Therefore I was paying in money I thought i'd get straight back plus more that I was desperately needing. However that was'nt the case and I was notified that I wasn't eligible to do this. When ringing up and speaking with customers service they managed to reverse my payment so I could retrieve the money I had put in the account which she didn't have to do as this was my mistake, without this I wouldnt of had any money. I have always had a great experience with manchester credit union and very easy accessible money when needed with no interest to pay back. I have found this very helpful for caring for my children as a single mother. Reviewed on: 11th April 2026

It has saved me on many occasions with help to buy f...

It has saved me on many occasions with help to buy food and electric. Easy to get a loan recommended to family and friends. Dont know what I would do without credit union for people in my situation Reviewed on: 11th April 2026

Helpful when needed and good rates

Helpful when needed and good rates Reviewed on: 11th April 2026

Easy loans and save

Always helpful and easy to save been with them for many years now Reviewed on: 11th April 2026

Very good service and very polite staff.

Very good service and very polite staff. Reviewed on: 11th April 2026

Great for low income families

Fantastic customer service, really easy to set up great way to get a small loan and pay back using child benefit , no need to worry about paying it back as all done for you and the best part is you put money into savings too for a rainy day , accessible after paying loans off Reviewed on: 11th April 2026

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