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Manchester Credit Union: Loans reviews

4.94
Based on 2,124 reviews, last reviewed 30th Dec 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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4%
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1%
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0%
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0%

Latest highest rating:

5

Great for those who are struggling for a short term... Great for those who are struggling for a short term loan no stress just comes out my child benefit great communication of you need help Reviewed on: 30th December 2025
Francesca w's avatar
Francesca w

Latest lowest rating:

2

I applied for a loan and got declined when I'm on ma... I applied for a loan and got declined when I'm on mat leave, universal credit and get child benefit yet got declined. Reviewed on: 4th July 2025
Katie's avatar
Katie

About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

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Manchester Credit Union Loans reviews (2124)

Ease of Loan Application.

5
I approached Manchester Credit Union for a loan to cover home moving costs of removals, new carpets, window furnishings and gas cooker disconnection then reconnection fees. The online loan application process was clear, easy to complete and submit. I don't as contacted by email from that point on with the progress and whether the loan was available to me. Reviewed on: 31st July 2025

I have used credit union for years.

5
I have used credit union for years. This is the first loan I have had. It only took 3 day's to process. It was amazing how quickly it all went through. Thank you so much. Reviewed on: 29th July 2025

Super customer service and very understanding and ex...

5
Super customer service and very understanding and explained things in an easy process Reviewed on: 28th July 2025

Zooton was very helpful and supportive,

5
Zooton was very helpful and supportive, Reviewed on: 28th July 2025

Quick response

5
Quick responses, didn't need to speak to anyone on the phone which is great for my anxiety. Were clear with their requirements and evidence. Reviewed on: 23rd July 2025

Manchester Credit Union - always amazing

5
Manchester Credit Union - always amazing Reviewed on: 18th July 2025

Had problems with send email and the lady on custome...

5
Had problems with send email and the lady on customer services was brilliant helping me through my issues thank you Reviewed on: 18th July 2025

Excellent Service.

5
Quick Application and communication Reviewed on: 16th July 2025

Excellent service.

5
Staff are always very helpful and will go above and beyond. Also friendly and polite. Reviewed on: 15th July 2025

Very fast process and accepted me even with bad credit.

5
Very fast process and accepted me even with bad credit. Also helps me to save at the same time when repaying it back! Reviewed on: 15th July 2025

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