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Manchester Credit Union: Loans reviews

Name: Loans
Rating: 4.85 (4152 reviews)

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4.85

Based on 4,152 reviews, last reviewed 3rd Oct 2026

84% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Super quick application and really easy steps. Super quick application and really easy steps. When I applied for a loan, I was offered a better loan by the union which was more tailored to my finan... Read more Reviewed on: 3rd October 2026

Latest lowest rating:

1

A truthful honest review I find them very rude the replies when you explain what loan is needed for there responses are blunt and they don’t care I think it’s the worst credit... Read more Reviewed on: 3rd September 2026

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About this product

Anyone who lives or works in Manchester, Tameside, Trafford, Rochdale, Stockport or High Peak and Bury can join Manchester Credit Union and apply for a loan.

Manchester Credit Union loans are available for up to £15,000. Members can clear the balance of a loan at any time and won’t be charged any early settlement fees.

Manchester Credit Union loan reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Review Manchester Credit Union: Loans now

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Manchester Credit Union Loans reviews (4152)

I’ve had a really positive experience with Mancheste...

I’ve had a really positive experience with Manchester Credit Union. The staff are always friendly, professional, and genuinely willing to help. The whole process was simple and stress-free, and I felt supported every step of the way. What I appreciate most is how understanding and community-focused they are compared to larger banks. Their loan options are fair, repayments are manageable, and communication has always been clear and helpful. I would definitely recommend Manchester Credit Union to anyone looking for reliable financial support and excellent customer service. Reviewed on: 22nd May 2026

The credit union is so easy to use.

The credit union is so easy to use. The revolving credit is amazing as you can top up at anytime. I really recommend them. The only big bear is that you have to wait til you have £150 available before you can top up and you cannot withdraw from your share 1 account if you have an outstanding loan balance. Reviewed on: 22nd May 2026

very good but they don’t answer the phone

very good but they don’t answer the phone Reviewed on: 22nd May 2026

Single mother

Very good I am a single mother of two and thanks to Manchester credit union I have managed to get on top of debts and go on a holiday which has really helped my mental health Reviewed on: 22nd May 2026

I was so relieved to be able to grt a loan in a shor...

I was so relieved to be able to grt a loan in a short space of time Reviewed on: 21st May 2026

When you get through the customer service is always...

When you get through the customer service is always very friendly and also they don’t rush you off the phone they generally want to help as much as possible Reviewed on: 21st May 2026

Always been easy to use, helpful and fair.

Always been easy to use, helpful and fair. Great to help with savings too. Reviewed on: 21st May 2026

Easy service to use, very good customer service

Easy service to use, very good customer service Reviewed on: 21st May 2026

I would like to apply for a loan, please.

I would like to apply for a loan, please. Reviewed on: 21st May 2026

Great credit union!

Easy to talk to . The app is very informative. The loans are excellent. Really good credit union. Would highly recommend. Reviewed on: 21st May 2026

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