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Manchester Credit Union: Savings reviews

Name: Savings
Rating: 4.75 (1206 reviews)

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4.75

Based on 1,206 reviews, last reviewed 3rd Jul 2026

66600% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Needs more staff Great credit union but very slow to assess applications Reviewed on: 3rd July 2026

Latest lowest rating:

1

Hard to get a hold of customer service Hard to get a hold of customer service Reviewed on: 27th May 2026

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About this product

Manchester Credit Union have a range of savings accounts for members.

A Regular Savings Account is opened automatically when you join Manchester Credit Union. Savings must be made on a regular basis, either weekly, fortnightly or monthly and withdrawals can be made via the App or Members Area.

Manchester Credit Union savings account reviews help you find out what it’s really like to be a customer. If you’ve used Manchester Credit Union before, you can also leave a review and share your experience.

Manchester Credit Union Savings reviews (1206)

Review of the Manchester Credit Union, Savings:

Savings Account for rainy days

I have beem with Manchester Credit Union for about 6 years. I save a small amount each month and it gives me a lot of peace of mind. I can see my savings grow online, I feel rest assured that if I need to use my savings I can withdraw them without any hassle and know that if I needed extra money I could apply for a credit union loan. Their website is simple to use and provides all the information I need. As an extra bonus every saver is provided with generous life insurance. The life insurance doubles your savings deposits in case of your death to help love ones pay for funeral expenses. Reviewed on: 18th May 2022

I love using mcu as a savings for my little girl.

I love using mcu as a savings for my little girl. Reviewed on: 12th June 2025

I wouldn’t go anywhere else.

I’ve been using Manchester credit union for year and feel confident in leaving my savings with them. They have also been great when I’ve needed to borrow money from that with great interest rates they are my go to for all my financial needs. Reviewed on: 12th June 2025

Just perfect easy to use although my payment details...

Just perfect easy to use although my payment details don’t save on the app Reviewed on: 12th June 2025

I can save as much or less depending on my budget

I can save as much or less depending on my budget. The app is very easy to use. I can access my saving instantly Reviewed on: 12th June 2025

Easy way to save with manageable online account

Easy way to save with manageable online account Reviewed on: 12th June 2025

My only complaint is the amount of time it takes to...

My only complaint is the amount of time it takes to answer the phone ,but I'm patient Reviewed on: 12th June 2025

Christmas saver

I save every year for Christmas using the credit union. I add to my account each month, and then on the 1st November I can withdraw my money and get shopping. Reviewed on: 12th June 2025

Easy and helpful

I love credit union it really helps me save plus it's easy to take money out if you need it, the online app is easy to use or you can phone and speak to friendly helpful staff. Reviewed on: 12th June 2025

High interest rates

I joined when I worked at local authority I initially took out a loan which I felt had high interest rates considering it's a credit union, I had no other options so went with it. I now use the account to separate money for my to access at end of month just before I get paid again. Reviewed on: 12th June 2025

I save what I can afford each week but it soon adds up.

I save what I can afford each week but it soon adds up. I can withdraw when I need to. Reviewed on: 12th June 2025

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