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The Money Co-op (Formerly The Co-op Credit Union): Loans reviews

4.96
Based on 168 reviews, last reviewed 29th May 2025
6200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
3 star
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2 star
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1%

Latest highest rating:

5

Really easy and great communication throughout the p... Really easy and great communication throughout the process. Everything was explained in really easy terms and followed up with an email. Could not fau... Read more Reviewed on: 29th May 2025
Jemma B's avatar
Jemma B

Latest lowest rating:

1

Paying almost 50% in interest. Paying almost 50% in interest. Took it through a workplace loan, and it wasn’t very clear on how much I owed until I left the company. Updated my deta... Read more Reviewed on: 9th April 2024
Emily O's avatar
Emily O

About this product

The Money Co-op offer personal loans from £50 up to £15,000.

You can apply online and potentially receive your loan within two working days. Members are required to save a minimum of £10 per month, so as you repay your loan, you’ll build up a pot of savings.

The Money Co-op (Formerly The Co-op Credit Union) Loans reviews (168)

Review of the The Money Co-op (Formerly The Co-op Credit Union), Loans:

Quick in responding, thorough with financial checks,...

5
Quick in responding, thorough with financial checks, I’d be lost without it Reviewed on: 14th May 2025

Live saving

5
They helped me get out of serous debt that I was considering taking my own life over Reviewed on: 22nd May 2023

Always there :)

5
Great service, always there when I need them. Great for saving money to Reviewed on: 22nd May 2023

Money matters and coop know it

5
Been a credit union customer for sometime now, they're amazing. Little loans for holidays birthdays and Christmas and i dont even notice the amount im paying back. Amazing company Reviewed on: 22nd May 2023

Always there

5
I’ve been using coop credit union for years now x they’ve helped me consolidate when I was struggling x they’ve helped me go away somewhere nice x there service is quick x they have never met be down when I’ve needed them and I’m saving at the same time xxx Reviewed on: 22nd May 2023

Hello help

5
Very understanding procedure, very helpful , Reviewed on: 21st May 2023

Affordable loan credit

5
It's a good benefits for coop colleagues who needs money for emergency Reviewed on: 20th May 2023

so easy

5
Its really easy to apply and you dont have to worry about repaying as it comes straight out your wages. which is a great idea. great service. Reviewed on: 19th May 2023

Helping hand

4
Had to get a loan for xmas. It was done in 20 minutes. Cheap and affordable installments. Thanks coop credit union. Reviewed on: 19th May 2023

Easy and Affordable

5
The Co-op credit union has helped me manage and control my finances. The loans I have took out with them have been easy to apply for, affordable and the staff have been helpful explaining queries both over the phone and through the brilliant online portal. It feels good to know I can lend for emergencies while saving for the future too. Reviewed on: 18th May 2023

Awesome service

5
Applied for a loan last year, was a quick and simple process and easy to do, money was in my account quickly, repayments affordable and taken straight from wages so you never miss them or a payment. Great service Reviewed on: 18th May 2023

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