Smart Money People Logo

The Money Co-op (Formerly The Co-op Credit Union): Loans reviews

4.96
Based on 166 reviews, last reviewed 19th May 2025
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick no fuss service. Quick no fuss service. Clear information. Reviewed on: 19th May 2025
Ladybird's avatar
Ladybird

Latest lowest rating:

1

Paying almost 50% in interest. Paying almost 50% in interest. Took it through a workplace loan, and it wasn’t very clear on how much I owed until I left the company. Updated my deta... Read more Reviewed on: 9th April 2024
Emily O's avatar
Emily O

About this product

The Money Co-op offer personal loans from £50 up to £15,000.

You can apply online and potentially receive your loan within two working days. Members are required to save a minimum of £10 per month, so as you repay your loan, you’ll build up a pot of savings.

The Money Co-op (Formerly The Co-op Credit Union) Loans reviews (166)

Review of the The Money Co-op (Formerly The Co-op Credit Union), Loans:

Quick, easy and helpful.

5
The whole application process was really quick and easy to use. Their communication throughout the process was excellent keeping me informed every step of the way. And once the account was opened they answered a query I had really quickly, send email reminders when payments are coming up. The app is really easy to use too. Reviewed on: 14th May 2025

Been with the credit union for years now .

5
Been with the credit union for years now .It's always a pleasure never any problems Reviewed on: 13th May 2025

Easy application process and money in account within...

5
Easy application process and money in account within 24 hrs Reviewed on: 13th May 2025

Great credit union

5
Great credit union for savings and loans, the app is easy to navigate and customer service is always great however they can take a few days getting back to you which is expected . Never had any issues with this credit union at all. Reviewed on: 13th May 2025

Brilliant Company

5
Have been extremely helpful to me anytime I have borrowed, helping me through increasing and decreasing payments and extra borrowing when things got tight. Incredibly friendly and helpful people. Reviewed on: 13th May 2025

5 Stars!!!!

5
Great experience from start to finish. The application process was simple, communication was clear throughout, and the funds were paid out quickly. Everything was explained in a straightforward way, and there were no hidden surprises. I’d definitely recommend Co-op Money to anyone looking for a reliable and honest loan provider. Reviewed on: 13th May 2025

Brilliant service

5
The service is excellent, no fuss, just good customer service. The staff are friendly and helpful. Reviewed on: 13th May 2025

I found money co-op at a very difficult time in my l...

5
I found money co-op at a very difficult time in my life when I desperately needed a loan. They offered me £500 instead of £1000 and were very transparent with me. They understood all my issues. I have 6 months to pay off my remaining family loan and will get a new one soon. Reviewed on: 13th May 2025

Really helpful and friendly staff

5
Really helpful and friendly staff Reviewed on: 13th May 2025

Excellent

5
Excellent service, fast and hassle free, excellent staff who are very helpful Reviewed on: 13th May 2025

Great service.

5
Great service. Easy to apply for loan Reviewed on: 13th May 2025

Do you have a different The Money Co-op (Formerly The Co-op Credit Union) product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

The Money Co-op (Formerly The Co-op Credit Union) has a range of products available. Check the ratings of each product to find the right one for you. View all products