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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
51425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9291)

Using Moneybox has genuinely changed the way I think...

5
Using Moneybox has genuinely changed the way I think about money. I started with pretty much nothing—no real savings, no structure, just the intention that I should be doing something with my money but not really knowing where to start. Moneybox made it feel simple. It wasn’t overwhelming or complicated—it just helped me start. Over time, those small amounts added up. What felt like “nothing” slowly became something. And that’s been the biggest shift—not just financially, but mentally as well. I went from feeling like I had no control over my money to actually seeing progress. One of the best parts is being able to do this alongside my partner. We can work towards shared goals, but still keep things separate in a way that works for us. It’s that balance of independence and teamwork, which has been really important. Now, instead of feeling like we’re starting from scratch, we’ve actually built something together. And that’s a really good feeling. Reviewed on: 17th April 2026

Moneybox make the experience of saving clear and fun...

5
Moneybox make the experience of saving clear and fun with helpful graphics and information showing how your savings are growing and any bonus you are getting. They allow you to be confident about saving. Reviewed on: 17th April 2026

It’s nice to see progress over time - I can track ho...

4
It’s nice to see progress over time - I can track how much I’ve put in and how much goc bonus I’ve got and the interest all in a graph for visual aid. Reviewed on: 17th April 2026

It’s an easy to navigate app with great features

5
It’s an easy to navigate app with great features Reviewed on: 17th April 2026

Easy to use app, there is also good information on t...

5
Easy to use app, there is also good information on there explaining things and offering help when applying for mortgages. Feel like a valued customer and there’s something very personable about the app Reviewed on: 17th April 2026

Helping you save without worry or hassle.

5
Moneybox has helped me save without worry or hassle. The app is really accessible and the terms of use are clear and easy to understand. There is very little panic or worry about whether I’m saving or on the right track as an eventual first time buyer. Reviewed on: 17th April 2026

We struggled to save, this has made it possible.

5
We have struggled to save for a deposit for various reasons. But Moneybox has been a stress free, simple to use and effective app for mortgage saving. I am so grateful that now we are able to look for houses and hopefully move on with our lives. This certainly wouldn’t have happened if we hadn’t had Moneybox. I just wish we had started earlier. Reviewed on: 17th April 2026

I've been saving for my future house for a few years...

5
I've been saving for my future house for a few years now, and moneybox is the best savings app to use. Its user friendly, has great interests rates, various types of accounts to suit your needs, and provides many resources on money saving tips. Reviewed on: 17th April 2026

Great company, easy way to save!

5
Great company, easy way to save! Would recommend highly to anyone wishing to start a savings. Reviewed on: 17th April 2026

Moneyboxs lifetime ISA is a really great start to sa...

5
Moneyboxs lifetime ISA is a really great start to saving for your first home, good interest rates, money seams to be going up fast, so I recommend you join money box right away Reviewed on: 17th April 2026

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