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Moneybox: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox Lifetime ISA reviews (9303)

All round good provider

I find moneybox a very intuitive app to use and there is lots of useful information on there for someone relatively new to managing their finances. They offer good % rates compared to some other providers and I haven’t had any negative experiences. Reviewed on: 17th April 2026

Wonderful product and app.

Wonderful product and app. Very easy to use, quick to deposit money and full of tips / learnings to get you on the property ladder Reviewed on: 17th April 2026

Using Moneybox has genuinely changed the way I think...

Using Moneybox has genuinely changed the way I think about money. I started with pretty much nothing—no real savings, no structure, just the intention that I should be doing something with my money but not really knowing where to start. Moneybox made it feel simple. It wasn’t overwhelming or complicated—it just helped me start. Over time, those small amounts added up. What felt like “nothing” slowly became something. And that’s been the biggest shift—not just financially, but mentally as well. I went from feeling like I had no control over my money to actually seeing progress. One of the best parts is being able to do this alongside my partner. We can work towards shared goals, but still keep things separate in a way that works for us. It’s that balance of independence and teamwork, which has been really important. Now, instead of feeling like we’re starting from scratch, we’ve actually built something together. And that’s a really good feeling. Reviewed on: 17th April 2026

Moneybox make the experience of saving clear and fun...

Moneybox make the experience of saving clear and fun with helpful graphics and information showing how your savings are growing and any bonus you are getting. They allow you to be confident about saving. Reviewed on: 17th April 2026

It’s nice to see progress over time - I can track ho...

It’s nice to see progress over time - I can track how much I’ve put in and how much goc bonus I’ve got and the interest all in a graph for visual aid. Reviewed on: 17th April 2026

It’s an easy to navigate app with great features

It’s an easy to navigate app with great features Reviewed on: 17th April 2026

Easy to use app, there is also good information on t...

Easy to use app, there is also good information on there explaining things and offering help when applying for mortgages. Feel like a valued customer and there’s something very personable about the app Reviewed on: 17th April 2026

Helping you save without worry or hassle.

Moneybox has helped me save without worry or hassle. The app is really accessible and the terms of use are clear and easy to understand. There is very little panic or worry about whether I’m saving or on the right track as an eventual first time buyer. Reviewed on: 17th April 2026

We struggled to save, this has made it possible.

We have struggled to save for a deposit for various reasons. But Moneybox has been a stress free, simple to use and effective app for mortgage saving. I am so grateful that now we are able to look for houses and hopefully move on with our lives. This certainly wouldn’t have happened if we hadn’t had Moneybox. I just wish we had started earlier. Reviewed on: 17th April 2026

I've been saving for my future house for a few years...

I've been saving for my future house for a few years now, and moneybox is the best savings app to use. Its user friendly, has great interests rates, various types of accounts to suit your needs, and provides many resources on money saving tips. Reviewed on: 17th April 2026

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