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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
51425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9291)

I love the Moneybox app, it’s so clear and easy to u...

5
I love the Moneybox app, it’s so clear and easy to use and I see my progress instantly. I have considered switching to a higher interest rate account but don’t want to leave the convenience and ease of Moneybox Reviewed on: 16th April 2026

Really easy to use.

5
Really easy to use, understand, and track the account. Plus the app just looks really nice and is user friendly with a lot of information. Reviewed on: 16th April 2026

Very easy to use and understand.

5
Very easy to use and understand. Reviewed on: 16th April 2026

Stress free savings

5
Clear breakdown and incentivises saving. Amazing service when saving as a couple to see both your accounts together!! Great app for first time buyers and makes saving feel easy and stress free. Reviewed on: 16th April 2026

Simple and easy to use.

5
Simple and easy to use. Me and my friends just started using moneybox and we are very grateful for this app. Reviewed on: 16th April 2026

My Lifetime ISA Experience

5
I’ve been using a Lifetime ISA with Moneybox to save for my first home and my experience has been very positive so far. The app is simple and easy to use, and I find it helpful to set up regular deposits and track my progress over time. The government bonus has significantly boosted my savings, which is a major advantage. However, I am aware of the withdrawal penalty if the money is not used for a qualifying purpose, so I make sure to follow the rules carefully. Overall, I would recommend it to anyone looking for an effective way to save towards their first property. Reviewed on: 16th April 2026

Would recommend!

5
Never had any issues! When setting up it was really simple and depositing money is easy Reviewed on: 16th April 2026

Moneybox app is the best!

5
For the first time in my life I have been able to meaningfully save with the help of the app. I love the advice tools and projections. I have recommended moneybox to several friends. Reviewed on: 16th April 2026

Moneybox is a great app and the Lifetime ISA is a fa...

5
Moneybox is a great app and the Lifetime ISA is a fantastic product. Reviewed on: 16th April 2026

Easy to use.

5
Easy to use. Clear advice and good communication from the company re any changes. Reviewed on: 16th April 2026

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