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Moneybox: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox Lifetime ISA reviews (9303)

Rates dropped before my first interest payment and i...

Rates dropped before my first interest payment and it was slightly confusing about how interest is paid out, but the rates are still competitive Reviewed on: 16th April 2026

Before Moneybox, I started off with barely any money...

Before Moneybox, I started off with barely any money and after discovering the lifetime isa which includes a 25% government bonus with daily interest! I couldn’t say no. With the the help from Moneybox I can now move out and start a new life with a down payment on a house! I would highly recommend Moneybox to anyone and everyone! Reviewed on: 16th April 2026

Make money work for you

Easy to use. Simple to master. Makes money work for you and given me hope for a better future. I now have confidence with my money. Reviewed on: 16th April 2026

Easy to use

Very easy app to use. And helping to save without thinking Reviewed on: 16th April 2026

Used the lifetime ISA for a few years to save.

Used the lifetime ISA for a few years to save. Bonus was paid in consistently and communicated well. Withdrawing to purchase a house was easy. Reviewed on: 16th April 2026

Perfect Savings Option

Easy to set up accounts and great conditions. Also nice app to keep track. Reviewed on: 16th April 2026

Good product, slightly complicated app

The LISA is a good product at a competitive rate, but the app is a little complicated to navigate through. Reviewed on: 16th April 2026

Setting up my LISA and savings account was very easy.

Setting up my LISA and savings account was very easy. I find the app informative and a breeze to navigate. Reviewed on: 16th April 2026

The most amazing savings guidance

The most amazing app which supports your saving journey with fantastic advice available at your fingertips. Allows anything from small milestones to big saving goals and would recommend to anyone looking to help their journey Reviewed on: 16th April 2026

A great starting place for a home

I've used it for a few years now, and it's been essential to my first steps in saving after starting my career as a Graduate Engineer Reviewed on: 16th April 2026

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