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Moneybox: Lifetime ISA reviews

4.81
Based on 9,303 reviews, last reviewed 4th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026
Samuel D's avatar
Samuel D

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox Lifetime ISA reviews (9303)

Opening my Lifetime ISA

5
Since opening my lifetime ISA with money box it has motivated me to save more money. I like the breakdown of activity within the app and the option to add a house buying partner so you can keep track of your savings. Reviewed on: 16th April 2026

Easy to use and user friendly.

5
Easy to use and user friendly. Clear and rates are good. Reviewed on: 16th April 2026

Fantastic app.

5
Fantastic app. Great benefits and super easy to navigate around. Easy to set up and being able to chat to a member of staff via the app is a great way to manage your money while you work. Cannot fault it and have used it for years. Reviewed on: 16th April 2026

Great app, quick access to customer service, enjoy t...

4
Great app, quick access to customer service, enjoy the occasional benefits like prize drawers. Looking to buy a house soon so excited to use the extra features offered for that. Only negative is that the interest rate on the LISA is not as competitive as it once was, especially when the sign up bonus has run out. As I plan to buy soon I'm not moving it but if that wasn't the case I'd consider moving it elsewhere. Although, I do have other accounts with moneybox and so would continue on as a customer in that capacity. I haven't had to withdraw from the account yet so can't speak on that. Reviewed on: 16th April 2026

Easy to use app, I love it and now opened a pension...

5
Easy to use app, I love it and now opened a pension pot Reviewed on: 16th April 2026

Very easy onboarding and the housemate feature is pe...

5
Very easy onboarding and the housemate feature is perfect for your first time home buyers! Reviewed on: 16th April 2026

I love my Moneybox app!

5
I love my Moneybox app, I started years ago with a cash LISA, and converted it to a stocks and shares LISA, it’s so easy to manage and makes investing with little experience very easy. I have recommended the app to so many friends and family.i have since opened my sons a junior stocks and shares ISA each and their accounts are also growing above what a cash ISA would return. Thankyou for giving me the confidence to invest in different accounts and making it so easy to manage on the app. Reviewed on: 16th April 2026

Nice 'n easy

5
Easy to use, varied areas of advice and information with sourced backup, interface is handy to look at at a glance. Reviewed on: 16th April 2026

Excellent bank and app!

5
Lovely interface on the app, easy to understand and move money around with great interest rates compared to the previous bank I was with. Reviewed on: 16th April 2026

To the future!

4
Since I started using MoneyBox, it has filled me with optimism for my future. Reviewed on: 16th April 2026

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