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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
51425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9291)

Fantastic app.

5
Fantastic app. Great benefits and super easy to navigate around. Easy to set up and being able to chat to a member of staff via the app is a great way to manage your money while you work. Cannot fault it and have used it for years. Reviewed on: 16th April 2026

Great app, quick access to customer service, enjoy t...

4
Great app, quick access to customer service, enjoy the occasional benefits like prize drawers. Looking to buy a house soon so excited to use the extra features offered for that. Only negative is that the interest rate on the LISA is not as competitive as it once was, especially when the sign up bonus has run out. As I plan to buy soon I'm not moving it but if that wasn't the case I'd consider moving it elsewhere. Although, I do have other accounts with moneybox and so would continue on as a customer in that capacity. I haven't had to withdraw from the account yet so can't speak on that. Reviewed on: 16th April 2026

Easy to use app, I love it and now opened a pension...

5
Easy to use app, I love it and now opened a pension pot Reviewed on: 16th April 2026

Very easy onboarding and the housemate feature is pe...

5
Very easy onboarding and the housemate feature is perfect for your first time home buyers! Reviewed on: 16th April 2026

I love my Moneybox app!

5
I love my Moneybox app, I started years ago with a cash LISA, and converted it to a stocks and shares LISA, it’s so easy to manage and makes investing with little experience very easy. I have recommended the app to so many friends and family.i have since opened my sons a junior stocks and shares ISA each and their accounts are also growing above what a cash ISA would return. Thankyou for giving me the confidence to invest in different accounts and making it so easy to manage on the app. Reviewed on: 16th April 2026

Nice 'n easy

5
Easy to use, varied areas of advice and information with sourced backup, interface is handy to look at at a glance. Reviewed on: 16th April 2026

Excellent bank and app!

5
Lovely interface on the app, easy to understand and move money around with great interest rates compared to the previous bank I was with. Reviewed on: 16th April 2026

To the future!

4
Since I started using MoneyBox, it has filled me with optimism for my future. Reviewed on: 16th April 2026

Rates dropped before my first interest payment and i...

4
Rates dropped before my first interest payment and it was slightly confusing about how interest is paid out, but the rates are still competitive Reviewed on: 16th April 2026

Before Moneybox, I started off with barely any money...

5
Before Moneybox, I started off with barely any money and after discovering the lifetime isa which includes a 25% government bonus with daily interest! I couldn’t say no. With the the help from Moneybox I can now move out and start a new life with a down payment on a house! I would highly recommend Moneybox to anyone and everyone! Reviewed on: 16th April 2026

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