Write a review

Go to business site

Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (5395 reviews)

View other Moneybox app products

4.96

Based on 5,395 reviews, last reviewed 15th Mar 2026

45100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Very good rate and secure LISA, easy to deposit and... Very good rate and secure LISA, easy to deposit and got my 1,000£ too quickly Reviewed on: 15th March 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

Read all reviews See your review

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (5395)

Review of the Moneybox app, Lifetime ISA:

Great app, easy to use, the chat box function works...

Great app, easy to use, the chat box function works seamlessly. The staff are very quick to respond, are knowledgeable and friendly. 10 out of 10 for everything Reviewed on: 3rd March 2025

Very easy to use & great staff

Very easy to use and staff were helpful and quick to respond whenever I had a question Reviewed on: 27th March 2024

Always a smooth service

Always a smooth service, excellent user interface and ease of use Reviewed on: 27th March 2024

Moneybox app is simple to use and great for those sa...

Moneybox app is simple to use and great for those saving for their first time home (and more)! I've been using for 2 years and have no complaints. Reviewed on: 27th March 2024

Prompt update of app figures with payments made, res...

Prompt update of app figures with payments made, responsive customer service Reviewed on: 27th March 2024

Amazing service

Amazing service and customer service in the app. Helping me save for a house deposit and lots of tips and tricks Reviewed on: 27th March 2024

Excellent experience using moneybox to save within a...

Excellent experience using moneybox to save within a lifetime ISA as a first time ISA user. Regular communication from moneybox with ways to save and updates when bonuses are paid into the ISA. Very easy to deposit money into the account as and when I choose or can set up regular deposits from a different account. Great interest with the ISA on top of the bonuses paid into each tax year. Would recommend moneybox to anyone looking into opening a lifetime ISA. Reviewed on: 27th March 2024

Very happy with my decision!

I'd been shopping around for a while for a Lifetime ISA and found Moneybox to be the most accessible, easiest to understand and most informative of all the product offerings I looked at. Moving money is easy and it's such a boost to see how the savings are doing on a daily basis - makes it fun to put money away. Reviewed on: 27th March 2024

Positive experience with Moneybox

My friend introduced me to moneybox at the start of the year as I was wanting to start up a lifetime ISA. So far I have had a really positive experience with them and glad I chose Moneybox instead of others. I am also going to look into other savings account I can start up with them as I have received very informative emails regarding their interest rates that beat my current savings account rate. Reviewed on: 27th March 2024

Bought our first home/still saving with moneybox now

We saved to buy our first home, it was so easy to set up and save. We finalised the sale near Christmas and we saw that it can take a few days to get the deposit to the solicitors. We wrote to customer service expressing how we would need this fast tracked to complete before Christmas and it was done the same day by the team. I have since opened a cash ISA with a brilliant rate and I am now saving into this regularly. I am 30 in May and I work in the financial sector, I understand how important it is to save from a young age. I have helped some of the 18/19 year old family friends open their own moneybox lifetime ISA’s. I explained how much of a great position they will be in at 29 if they can save little and often for the next ten years, they will have all they need to buy their own house and get the most of their money. I am a huge advocate for moneybox as I really feel that they have modernised saving. You can open a brilliant rate saving product in minutes with no fuss, no call centre waiting lines, no crap hold music, fast online fuss free customer service and if you encourage people to open it now, they will have decent investments in 10/20 years time. I work in the financial sector and I am familiar with financial products on offer, I chose moneybox as I feel they are up to date and fuss free. I have considered other providers but for me, they do not offer the ease of access, money management at my fingertips and cut out all of the annoying things such as having to spend ages on the phone. 10/10 service - as long as the rates stay competitive, app stays as simple and informative and the customer service stays as fast I will not be going elsewhere to save. Reviewed on: 27th March 2024

Help to buy ISA vs Lifetime ISA

Moneybox have been very helpful in managing my swap from a Help to Buy ISA to their Lifetime ISA. All the information on the app has been very clear and helpful in understanding all the conditions and all I need to know about my Lifetime ISA such as the terms and conditions of use. Reviewed on: 27th March 2024

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cash ISA
from RBS 4.05 from 29 reviews
Help to Buy ISA
from Barclays 4.54 from 32 reviews
Lifetime ISA
from Paragon Bank 5.00 from 1 reviews

Want to see more from Moneybox app?

Mortgages
from Moneybox app 4.99 from 83 reviews
Junior ISA
from Moneybox app 4.98 from 20 reviews
Personal pension
from Moneybox app 4.95 from 215 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub