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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,403 reviews, last reviewed 21st Mar 2026
45900% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Reliable and safe The app is easy to use and is always accessible (unlike other banking apps!). It's really clear how much interest I've earned. Reviewed on: 21st March 2026
rjc3g12's avatar
rjc3g12

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (5403)

Best savings account

5
The app is so easy to use and I can add money in whenever I like and watch it go up, the bonus rate is good too! The staff are really friendly and helpful! They always respond quickly Reviewed on: 5th April 2023

Easy to use, great rates

5
The app is easy to use, it is really clear in terms of the payments and balances, the interest rates are decent, and the emails are really informative and helpful. Reviewed on: 5th April 2023

Great concept, app a little laggy

3
Moneybox has some of the best saving products on the market, however the app lets it down slightly. Opening a Lifetime ISA was quick and easy, however depositing the money was a bit of a challenge. Both myself and my partner had the same issue in the app, showing pending deposits when they were already paid. The app has now caught up hut charged my account twice. The benefits outweigh the cons but just be careful! Reviewed on: 5th April 2023

Helped my big my first home

5
Moneybox has helped save with ease and given all the necessary tips and tricks to keep my finances healthy! Reviewed on: 5th April 2023

Thank you

5
Thank you great, have recomended to a lot of people. Reviewed on: 4th April 2023

Couldn't have asked for better!

5
Been using the app now for a number of years. Great way of managing my LISA and keeping on top of my contributions and the Government contributions. Excellent customer service. Would not have been able to save for a mortgage without you! Reviewed on: 4th April 2023

Essential for first time buyers

5
The interest rate and government bonus for this account makes it essential for first time buyers Reviewed on: 4th April 2023

Good Saving App

5
Good percentage of interest. A rarely used app for everyday. It has a deadline date to invest in, it tells you how much bonus you will get from from your investment. Full investment means you will get free money- £1,000 from the government. Reviewed on: 4th April 2023

Fantastic app and best LISA!

5
Best LISA on the market for the interest rate, the app is so easy to use and love that the interest goes up daily to keep you motivated. Can now link LISAs so you can see how much you have saved together. App itself has loads of useful information about pensions, house buying etc which is great. Would recommend! Reviewed on: 4th April 2023

Great app & product (if you can use a LISA)

5
The MoneyBox app is one of the best around IF you need an easy to use LISA. It's a great way to save. But just be careful that a LISA is exactly the product you need. Reviewed on: 4th April 2023

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