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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Simple set up and great display

Really simple to set up and the app display and information is super simple and clear so that you can understand it very quickly from when you first set it up. I transferred an ISA from a different company and moneybox did all the work for me. Reviewed on: 11th April 2026

Saving incentives

Using Moneybox has genuinely changed how my partner and I think about our money. Seeing real returns accumulate makes the next frugal decision feel worthwhile rather than like a sacrifice. Watching your money actually work is a better motivator than any budgeting spreadsheet. What Moneybox does particularly well is making progress visible. It keeps you aware of where you are, rewards consistency, and nudges you in the right direction without being overbearing. One thing that would make it even better — a joint savings account. For couples saving toward a shared goal, being able to contribute to and track one pot together would be a natural fit for everything the app already does well. Reviewed on: 11th April 2026

I LOVE IT

Moneybox is a super easy app to use and has multiple fantastic products. My favourite is the Lifetime ISA. It's simple and easy to use, as well as having a fantastic interest rate, including an additional percentage on top for the first year of opening the account. It very clearly says what you've paid in, what your allowance left is and when/if the government bonus is due. Not only that but they often offer competitions, where you get one entry per £100 you save per year. I also love the wealth area of the app, where it tells you how much money you could make in the next couple of years, assuming further deposits. I absolutely love this app and all the features it provides! Reviewed on: 11th April 2026

The best interest rate for a LISA

The best interest rate for a LISA which was the main reason why I transferred my LISA. The transfer was seamless and I was kept updated at all times. The app is very easy to use. Reviewed on: 11th April 2026

Since setting up an account with moneybox , I’ve fou...

Since setting up an account with moneybox , I’ve found it easy to navigate and easier to save money. The added top tips give great insight into how I can improve my spending and saving habits. It’s easy to keep track of money I’ve already saved and set goals for the future Reviewed on: 11th April 2026

It’s made it so much more easier to save using it

It’s made it so much more easier to save using Moneybox and wish I started using it sooner. Reviewed on: 11th April 2026

Intuitive and educational with lasting impact

Fantastic app, so intuitive and easy to use. Really helpful education section that helped me improve my financial literacy. Overall a great app that helps you beyond saving for a deposit, it teaches you tools you’ll use long after logging on for a few mins just to make a deposit. Reviewed on: 11th April 2026

Value for cash & easy to use

I’ve used other saving banks/apps before but nothing compares to money box. The value for you get of interest, the communication and reward scheme is great. The app is also user friendly and shows you how to see your goal and how to aim for it which i thinks personable and different to others on the market Reviewed on: 11th April 2026

Great service and handy app to gelp you save for you...

Great service and handy app to gelp you save for your first house highly recommend Reviewed on: 11th April 2026

It has been an excellent experience with depositing...

It has been an excellent experience with depositing money into the account and very transparent with the interest rates and to predict how much you will get from government’s bonus. Highly recommend to use for when saving for your first house. Reviewed on: 11th April 2026

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