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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.95 (6477 reviews)

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4.95

Based on 6,477 reviews, last reviewed 11th Apr 2026

146700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Account makes saving super easy Account/app was simple to set up, is easy to manage, and has lots of useful information that helps enormously with planning for future. The timescale ... Read more Reviewed on: 11th April 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (6477)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Very happy with the interest and service

Very happy with the interest and service Reviewed on: 10th April 2026

Has been a game changer for me!

Has been a game changer for me! App is easy to use and bank transfers are simple - the £1k bonus is a great incentive to keep saving. Also the fact you can’t withdraw without a penalty is a huge help for me as it means my balance just goes up instead of down, which has been the case with other saving accounts that I tend to dip into! Reviewed on: 10th April 2026

LISA with Moneybox

Very good and easy to use. Simple and effective, great way to build toward buying a house. Reviewed on: 10th April 2026

I opened my lifetime ISA with Moneybox as soon as I...

I opened my lifetime ISA with Moneybox as soon as I turned 18 and I have not been disappointed with it. I find the app great for tracking my investments and really easy to use. I also hold a simple saver with Moneybox and enjoy the invest the interest feature. I would love if there was a broader range of ETFs or stocks in the future however. Reviewed on: 10th April 2026

Convenient and easy

Very easy to setup and transfer money to and from other accounts. Very good interest rates as well. Reviewed on: 10th April 2026

Easy way to Save

The app is very easy to use and the round up functionality makes it easier to save. You can also set up weekly or monthly deposits. Also easy to move money between savings accounts within the app. Makes saving easy! Reviewed on: 10th April 2026

Havent had any issues with the app, the lifetime isa...

Havent had any issues with the app, the lifetime isa is great to save for house deposit, good interest rates and get a government bonus. The app feels safe, easy to use and transfer money. Reviewed on: 10th April 2026

Moneybox has been excellent in my journey towards bu...

Moneybox has been excellent in my journey towards buying my first home. The tools available has allowed me to budget and project effectively, allowing me to start planning when I can purchase my home in the future Reviewed on: 10th April 2026

Moneybox has helped me and my partner create a joint...

Moneybox has helped me and my partner create a joint savings where we can set up a direct debit each month to save for our house deposit, this has been incredibly helpful as you don’t see the money leaving but it’s still adding up!! The interest rate and the gov bonus have increased our savings massively and if we ever had any questions the customer service has been great :) Reviewed on: 10th April 2026

Best bank account!

I am so glad I set up my life time ISA when I was 18. My partner and I both set one up, it’s great how you can add your buyer partner to see your total all together. Moneybox are fantastic! I have never had an issue so I can’t comment on customer service, but I am always recommending them to friends and talking to my family about it! I cannot wait to purchase my first house using this account! Thanks money box! Reviewed on: 10th April 2026

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