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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Lifetime ISA

Great app that provides a smooth, user-friendly service. Very easy to track savings with the help of the app, which sets initial goals to get you started and data graphs to show your on-going progress. Brilliant motivation for first time buyers! Reviewed on: 10th April 2026

Great platform that gets better year on year.

Great platform that gets better year on year. Strong selection of products on offer! Reviewed on: 10th April 2026

Great app, simple and easy to use.

Great app, simple and easy to use. Quick customer service response Reviewed on: 10th April 2026

Really easy to use app

Really easy to use app which has made it super simple to keep my savings going up and they are constantly trying to educate which is really powerful. Lastly the mortgage in principle part of the app is great as I will be using my LISA to buy a house so the combination is really great. Reviewed on: 10th April 2026

House saving

This bank has been an excellent place to start saving for a house. Their lifetime ISA offered a fixed year interest rate for the first year. Reviewed on: 10th April 2026

Decent app

App is easy to navigate, instant transfers also very simple & efficient. Reviewed on: 10th April 2026

Very happy with the interest and service

Very happy with the interest and service Reviewed on: 10th April 2026

Has been a game changer for me!

Has been a game changer for me! App is easy to use and bank transfers are simple - the £1k bonus is a great incentive to keep saving. Also the fact you can’t withdraw without a penalty is a huge help for me as it means my balance just goes up instead of down, which has been the case with other saving accounts that I tend to dip into! Reviewed on: 10th April 2026

LISA with Moneybox

Very good and easy to use. Simple and effective, great way to build toward buying a house. Reviewed on: 10th April 2026

I opened my lifetime ISA with Moneybox as soon as I...

I opened my lifetime ISA with Moneybox as soon as I turned 18 and I have not been disappointed with it. I find the app great for tracking my investments and really easy to use. I also hold a simple saver with Moneybox and enjoy the invest the interest feature. I would love if there was a broader range of ETFs or stocks in the future however. Reviewed on: 10th April 2026

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Alternative products

Lifetime ISA
from Paragon Bank 4.06 from 1 reviews
Cash ISA
from Hampshire Trust Bank 0.00 from 0 reviews
Cash ISA
from Barclays 4.06 from 86 reviews

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