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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.95 (6528 reviews)

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4.95

Based on 6,528 reviews, last reviewed 11th Apr 2026

151500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Super easy to deposit, get an overview etc - great c... Super easy to deposit, get an overview etc - great customer experience. Reviewed on: 11th April 2026

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (6528)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

very good woukd definitely reccommend

very good woukd definitely reccommend Reviewed on: 10th April 2026

Very happy easy to use app have told all my friends...

Very happy easy to use app have told all my friends about money box Reviewed on: 10th April 2026

RK123456

It’s good, but higher interest rate and more saving options will be useful Reviewed on: 10th April 2026

I’ve been using Moneybox for my Lifetime ISA and it’...

I’ve been using Moneybox for my Lifetime ISA and it’s been a really positive experience so far. The app is clean, easy to use, and makes saving feel straightforward rather than overwhelming. I like how everything is clearly explained, especially the 25% government bonus—it’s motivating seeing that added each month and knowing my money is working towards a first home. The round-ups and regular deposit options also make it easy to stay consistent without thinking about it too much. Customer updates and notifications are helpful without being excessive, and I feel confident knowing where my money is going. It’s ideal if you want a simple, long-term approach to saving. Overall, I’d definitely recommend Moneybox to anyone looking to get started with a Lifetime ISA and build towards their future. Reviewed on: 10th April 2026

Unreal, couldn’t be better, amazing

Unreal, couldn’t be better, amazing Reviewed on: 10th April 2026

It has helped no end in me saving for a deposit, the...

It has helped no end in me saving for a deposit, the bpnuses are added consistently. You can track how much you've saved and can see future projections which help keep you motivated. Highly recommended for anyone trying to save for their first home Reviewed on: 10th April 2026

Amazing app for Saving!

Easy set up, easy to use, easy cash deposits, clear about interest and when bonuses come in, clear to see all different pots and how they are performing. Overall a brilliant app Reviewed on: 10th April 2026

Super easy, lots of choice in capital allocation.

Super easy, lots of choice in capital allocation. Reviewed on: 10th April 2026

No bad investments

I have only recently started using it, but everyone wants security down the line. Everyone will want to buy a home, and everyone will want to retire so there is no bad investment in the lifetime ISA. It's just important to have cashflow for food etc etc. I haven't needed to use the customer service yet but I have had a positive experience so far Reviewed on: 10th April 2026

The LISA account is good value

The LISA account is good value although I would like more flexibility in the available investment instruments and greater cash return but understand that the tool needs to remain competitive to others. Reviewed on: 10th April 2026

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