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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,403 reviews, last reviewed 21st Mar 2026
45900% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Reliable and safe The app is easy to use and is always accessible (unlike other banking apps!). It's really clear how much interest I've earned. Reviewed on: 21st March 2026
rjc3g12's avatar
rjc3g12

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (5403)

First time buying made easy

5
I was recommended opening a Lifetime ISA through a friend. I was very impressed with how easy the app was to use. When it came to withdrawing my funds for the purchase of my first house the process was easy to understand, quick and pain free. A staff member from Moneybox told me what I needed to do (which was hardly anything!) and they did the rest of the work. My funds were transferred in a short space of time and honestly it was the easiest part of my home buying process! Reviewed on: 8th February 2023

Best Money App

5
Great user experience, cool tools and reasonable Interest rates. Reviewed on: 8th February 2023

Easy to access and understand saving

5
I chose Moneybox to save with the lifetime ISA because the app design and information provided gave me confidence and I haven’t regretted it since! It’s so easy to keep track of my saving and I always know where I am on my saving target Reviewed on: 8th February 2023

Amazing account

5
The Lifetime ISA has helped me so much to save money to buy my first home. It’s just an amazing account that keeps you disciplined in saving Reviewed on: 8th February 2023

Right up my street!

5
This app has literally been life changing for me - I’m so glad that I chose Moneybox to set up my ISA to start saving towards buying a home and for my future. Having access to this account to monitor, add funds etc, right at my fingertips is so convenient! The app is so easy to use and the Moneybox team provide such a brilliant and informative service. I genuinely feel like they want to support me to get the best out of this product. Would recommend to absolutely anyone who is in my position! Reviewed on: 8th February 2023

Great app, easy to use

5
Visually pleasing app that can be easily navigated from the very start- intuitive app. The lifetime ISA is great, provides a great interest rate and has allowed me to build my savings quickly and always informed. Clear breakdown of interest, bonus and my contributions allow for easy budgeting. It is extremely easy to transfer money into the account through direct debit but also the one off payments. As a user of the app I am particularly impressed by the overall experience, and as a customer I am extremely happy as they provide good rates, good information and a good range of accounts- I later opened a stocks and shares ISA due to the success of my Lifetime ISA. Reviewed on: 8th February 2023

Easy way to save and monitor

5
Love this app. I find it very easy to monitor my money for ISA. Reviewed on: 8th February 2023

So much easier to save

5
I was struggling to save, always bouncing my savings back and forth from my savings to my current account. It was only when I set up Moneybox that I really started to see a sustainable way to save. It hardly feels like you are saving and yet steadily you are building up your ISA without feeling like you are missing out. Reviewed on: 8th February 2023

Easy to use and a great saving tool , I love it

5
So easy to set up and use , had no issues I love it Reviewed on: 8th February 2023

Perfect for saving and so easy!

5
Been using this to save for a year now and it’s great! Super easy and quick to add money into and easy to use to see how much is saved Reviewed on: 8th February 2023

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