Smart Money People Logo

Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
51425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Really good

5
No issues. Just really good. Good interest rate and easy to use. Reviewed on: 30th March 2026

I’ve been using money box for years - first for my L...

5
I’ve been using money box for years - first for my LISA and then I recently opened both a cash and stocks & shares isa. Both were super easy! Reviewed on: 30th March 2026

Great LISA option

5
I’ve been able to grow more wealth with Moneybox in my Lifetime ISA through investing. It has been great watching my money goals get closer. Definitely the Go-To account for a LISA if you’re planning to save for awhile. Reviewed on: 30th March 2026

Moneybox LIFETIME ISA

5
Ive been using Moneybox for the past 2 years with their Lifetime Isa and Cash Isa. No complaints at all, easy to use app and confident in keeping my money safe. Reviewed on: 30th March 2026

Has been really easy to save money with minimal effort.

5
Has been really easy to save money with minimal effort. I have not been bombarded with calls/emails regarding it and if any issue has arisen it’s been swift to sort out Reviewed on: 30th March 2026

the best app ever very useful for saving me money an...

5
the best app ever very useful for saving me money and getting ready to buy a house in the future very exciting stuff Reviewed on: 30th March 2026

Wish I’d used sooner

5
Swapped my Lisa to Moneybox, transition was completely smooth and the service received was excellent. Received a much better rate with them as opposed to my previous provider who was reducing constantly. I feel more supported through the MoneyBox app and would highly recommend to anyone looking to open an ISA or LISA with them. Reviewed on: 30th March 2026

Easy to use with clear graphics and useful features

5
The app is quite focussed on showing you your accumulating “wealth” and selling you other financial products or competitions. I would like it to be easier to access your activity/transaction history etc. Otherwise the actual graphics are really helpful and clear. And it’s very easy to transfer money in or set up regular deposits etc. Reviewed on: 30th March 2026

I find it very hard to save as I have autism and fin...

5
I find it very hard to save as I have autism and find it even harder to keep my saving in my account. I found that having a penalty when taking out the money really prevents me from taking the money I put in. Seeing the projects of my funds and the milestone bonuses do really help Reviewed on: 30th March 2026

All round fantastic

5
Moneybox made saving money simple. They explain all the different types of savings accounts and break them down so you get what you want out of it. Reviewed on: 30th March 2026

Do you have a different Moneybox app product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Moneybox app?

    View all products