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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.94 (9291 reviews)

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4.94

Based on 9,291 reviews, last reviewed 3rd May 2026

45689% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

I love Moneybox since I found it out a few years ago.

I love Moneybox since I found it out a few years ago. They offer a few products at a very competitive interest rate. The app is very friendly and simple to use where each product is well explained and with a wonderful breakdown to check what you have earn every day and monthly.The customer service team is excellent. They always keep you informed and send you relevant information about finances. To sum up I personally believe it's one of the best Fintech App you can find out there. Reviewed on: 13th March 2026

Regular update

I get value and interests for saving unlike other banks and I get updates regularly which means i don’t have to log in to see the updates. When I have queries, the customer care team are always ready to help. Reviewed on: 13th March 2026

Moneybox makes my money make sense to me

Easy, clear and straight forward from the start. Moneybox makes my money make sense to me and I love it. The tips are useful and everything is clearly signposted so you know where to find what you need. If you don’t, then the customer service is responsive and the replies to questions come through really quickly. Reviewed on: 13th March 2026

Love Moneybox, hate being poor

Moneybox definitely is one of the better new banks offering ISA's and the Moneybox Pension offers a really good interest rate at the moment. The rates were obviously better when Moneybox ISA's first started but hopefully interest rates will get back to better days eventually. I didn't enjoy being charged so much for having to withdraw money from the L-ISA, in a tight situation, but I understand ISA's are better left untouched. I'm not sure if I need three separate ISA's (a Lifetime ISA, a Cash ISA and Stocks&Shares ISA); I need one to afford a house deposit, one to take money out of easily and the other to check regularly if I've made my first million. Probably needs a clean sweep of options in company Stock's & Shares ISA section, or add a few more similar ones like; ChatGPT, Palantir or SkyNet. Reviewed on: 13th March 2026

Bart osz

Clear and helpful app.Everything is explained in a simple way. Reviewed on: 12th March 2026

Absolutely brilliant

Brilliant team, service and products available - the Lifetime ISA is perfect and enables me to save smartly for my future Reviewed on: 12th March 2026

Moneybox is a fantastic way of saving.

Moneybox is a fantastic way of saving. the app gives you all the information and allows easy changes or viewing of all details. The interest added is very competitive and making this the best LISA around Reviewed on: 12th March 2026

Good experience with moneybox lisa

Good experience with moneybox lisa Reviewed on: 12th March 2026

Really easy to use app and has been great experience...

Really easy to use app and has been great experience saving in LISA. Ive managed to make most of government bonus for three years straight. Im saving it towards retirement and moneybox has been really transparent and easy to track the savings. Reviewed on: 12th March 2026

Set and Forget Automatically

The standout feature is the Round-Up. Every time you spend, the app rounds the transaction to the nearest pound and saves the change. You can start investing with as little as £1 Reviewed on: 12th March 2026

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