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Moneybox app: Lifetime ISA reviews

4.95
Based on 4,926 reviews, last reviewed 30th Jun 2025
44% decrease in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Great in-app experience! Great in-app experience, easy to use and pleasing to navigate. I like the info pop-ups, it's been useful to learn more to maximise my money as we appr... Read more Reviewed on: 30th June 2025
Ellie Brewer's avatar
Ellie Brewer

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4926)

Saving for a deposit!

5
Absolutely what you need if you want to save, save £4000 a year and they give you 25% free government bonus on top (£1000). For anyone wanting that goal and abit of motivation to see your savings go up definitely get yourself the Moneybox app. Reviewed on: 8th February 2023

Easy to use

5
I love this app because it gives me options to save money either weekly, on a one off basis and also round up changes from as many accounts I have. The app is easy to use and friendly that you can find what you need without much assistance. Reviewed on: 8th February 2023

Best finance app in the UK

5
Moneybox give you a real, honest insight into your finances whilst also motivating you to save more. It’s so clear and easy to use, it’s almost makes saving fun! There’s loads of advice available, and makes it clear when your bonuses get paid. The interest rates aren’t bad given the current climate either. The cute and aesthetically pleasing animations and pictures make it feel less “banky” and take the boringness out of managing your personal finances. Reviewed on: 8th February 2023

Amazing app! Really helped me save

5
App is amazing, it’s helped me save so much better! I have even recommended to my friends and helped them set up their own accounts! They have really good communication if there are any issues and also help sort out your pension! They have amazing financial advise, will continue to use app after we’ve brought a house Reviewed on: 8th February 2023

Easy to use, very accessible at all times, helpful, motivating

5
I started to use Moneybox app after a friend telling me about using it to start saving for her first house. I find the app very easy to use, motivating and helpful. Reviewed on: 8th February 2023

The perfect ISA

5
I have had a fantastic experience with Moneybox lifetime ISA. It is very easy to deposit money with the instant transfer. Reviewed on: 8th February 2023

Bl**dy Amazing

5
Fantastic company, wish I’d known about them sooner! Reviewed on: 8th February 2023

Fantastic approach to saving

5
The app is far better than competitors, really clear to follow how your money is invested and how it grows. The chat function is really easy to use and staff seem very accessible. Much prefer this to calling through to a call centre Reviewed on: 8th February 2023

Start Earning On Your Savings

5
What a great service and app provided by Moneybox. If your looking at saving for your house I can’t can’t recommend moneybox enough! Save 4000 each year get 1000 bonus each year. Save for 3years you saved 12k plus 3k for free so you now have 15k.. or 32day account 30k savings earns roughly nearly £3 per day interest.. get your money into Moneybox and be rewarded for your hard work in saving… 10/10 great inapp advice and customer service for all your questions.. Reviewed on: 8th February 2023

The best way to boost your deposit

5
I love the app, it’s so easy to use and track your deposit savings for a house. Lots of excellent, easy to follow advice and extra features such as round ups to help you save that little bit extra Reviewed on: 8th February 2023

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