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Moneybox app: Lifetime ISA reviews

4.94
Based on 9,291 reviews, last reviewed 3rd May 2026
45689% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9291)

The app is good and clear.

5
The app is good and clear. Although never had a bug or experienced any problems with the staff, I would suggest less cluttered screen. Just one too many action suggestions (read, check, open etc.) on the starting screen. I still give it 5 stars for functionality, good use and available help. Reviewed on: 23rd January 2026

It's by far the best financial app i have seen

5
It's by far the best financial app i have seen and used. Clear and simple yet gives me all the details I need. Making things happen is easy but if I need support it's there. Reviewed on: 23rd January 2026

Don't waste your time with other app's!

5
The app is free to download and use with no hidden paywalls or subscriptions, absolutely chock full of on-demand helpful information, designed to be easy to digest and comprehend. Before beginning my LISA investments to start building my first home buying deposit, ISA's and investing in general all seemed so clinical and complex, but with using the Moneybox app, I've gained so much confidence in my investing strategy that I've achieved my deposit requirement 3 years earlier than originally planned! Then with all the other useful sections in the app like under the discover tab, the 'For You' section is tailored information targeting your needs based on your investing, or under the 'Tools' tab with the deposit calculator and the mortgage calculator, everything I needed to revise and apply my strategy to achieve my financial goals. I can't fault Moneybox in any way and always recommend it to friends and family looking for a place to start investing. You should definitely be using this app! Reviewed on: 23rd January 2026

Easy to navigate app

5
I love how easy the app is to navigate and the projection aspect is a great motivator! Reviewed on: 22nd January 2026

provides help all around purchasing a house

5
free mortgage advise, app is easy to use and you get you lifetime ISA the next day after you withdraw Reviewed on: 22nd January 2026

LISA,Made it possible.

5
It has made saving for my own home possible. Any other account I could have withdrawn from when I needed some money to sort out bills but LISA makes it possible to save towards a home because you know you can’t touch it for anything else (house or retirement). Then the added government bonus is a plus! Reviewed on: 22nd January 2026

I used it in 2025 to purchase my first home

5
I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Great for Lifetime ISA

5
Quite easy to navigate and intuitive Reviewed on: 4th September 2025

Great in-app experience!

5
Great in-app experience, easy to use and pleasing to navigate. I like the info pop-ups, it's been useful to learn more to maximise my money as we approach buying our first house. Reviewed on: 30th June 2025

Transfers in were a bit finicky, but overall the exp...

4
Transfers in were a bit finicky, but overall the experience was good. App is useful. Reviewed on: 18th June 2025

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