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Moneybox app: Lifetime ISA reviews

4.96
Based on 5,400 reviews, last reviewed 16th Mar 2026
45600% increase in 5 star reviews
in the past 90 days
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Latest highest rating:

5

Good for saving for a house and earning interest. Good for saving for a house and earning interest. Reviewed on: 16th March 2026
John's avatar
John

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024
Abraham Joseph's avatar
Abraham Joseph

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (5400)

Clean and straightforward

4
Moneybox is easy to use and straight forward to use. It's got great tips and really helps you Reviewed on: 8th February 2023

Great User Experience

5
The app is very user friendly to navigate around and looks smart. Reviewed on: 8th February 2023

Fab service, helped me buy my first house

5
My sister gave me the amazing advice to start up a moneybox LISA and it has helped me save for my first house! The app is easy to use and when it came to withdrawing the money to buy my first house it was quick and easy. I would recommend to everyone. The saving goals is a helpful tool to keep track of how you are doing too! Reviewed on: 8th February 2023

Really great interest rate and easy to use

5
The best savings app to help you save for your first home which in these times is becoming more and more difficult. Reviewed on: 8th February 2023

Fantastic app and experience

5
It's so easy to invest and to learn how to invest. The app is beautiful and simple to use, the help centre is fast and informative, and the provided documentation and learning material are excellent. Reviewed on: 8th February 2023

Easiest and most helpful way to save

5
I joined Moneybox after a recommendation a few years ago. I was never good with money and didn’t understand a lot of topics under savings and other financial investments. Moneybox has completely changed the way I approach my money and my future savings and spendings. Their app makes it so easy to find out more information in a simple way for a regular person who may not have the right knowledge when wanting to invest their money. I opened up a lifetime Isa around 2 years ago. I couldn’t believe the bonus that was offered from Moneybox. Over the first year I put £4000 into my lifetime Isa and Moneybox contributed £1000 plus interest which is unbelievable to those trying to save for their first home. That in itself made me want to see what other accounts I could open with Moneybox. I also opened a savings account and the interest rates are great. I had held off of opening a saving account with other banks purely as I didn’t have the right information to help me do that. Moneybox talks you through the steps and you are able to put in money automatically weekly so you don’t have to keep worrying about transferring it. Moneybox also sends regular emails and communication to keep customers involved in what is happening financially that week or if there has been any changes to the account. I find Moneybox the easiest form of banking I have ever used and would recommend it to people who are just starting to save money and are looking to buy a property and also to those who are slightly older and have already got a home and would like to use it for savings or stocks and shares. Reviewed on: 8th February 2023

Superb service

5
Everything is of top standard, clear, no trouble. I enjoy using the app as it is incredibly user-friendly. Moneybox LISA is a high-quality product I would recommend to my friends. Reviewed on: 8th February 2023

Easy to use app

5
So pleased to have found this app. Very easy to use and add money into my account. Reviewed on: 8th February 2023

Great app/online Bank service

5
I rave about MoneyBox, it’s something I wish was my brain child. The service from the team is outstanding and the app is easy to follow and use. I recommend highly Reviewed on: 8th February 2023

Moneybox were the difference between being able to afford my first house and not being able to afford my first house

5
Longest title ever. Moneybox and their lifetime ISA has been such a sort of too good to be true dynamic, but it’s been true. Easy app, super trustworthy, great advice from customer support, and wrinkle free withdrawal. Loved it and continue using my ISA for my pension now. Jake Reviewed on: 8th February 2023

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