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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4928 reviews)

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4.95

Based on 4,928 reviews, last reviewed 4th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4928)

Amazing

Easy to understand and manage, couldn't ask for a more Reviewed on: 2nd February 2023

Help saving for my future

Moneybox has allowed me to understand the importance of saving with ease. I used to struggle saving and would always find myself dipping into my saving but with the money box app I am able to save and am able to have the pease of mind knowing that I can’t touch it without facing a consequence. Also, moneybox’s save £4000 a year and receive £1000 from the government has really put my mind at ease. Through this I am able to save us not as much as I needed to have saved due to the fact that with 2 years of saving, I will gain an extra £2000 for free if I reach the full £4000. This is an amazing help and I’m so grateful for it Reviewed on: 2nd February 2023

Great way to save

I am/will be a first time buyer and this app is a great way to keep on top of my savings. It summarises everything you need to know in a simple, clear and effective manner. Buying a house nowadays seems near enough impossible but Moneybox helps it seem that much more achievable. Reviewed on: 2nd February 2023

User friendly

This lifetime ISA has been very useful to me in my deposit saving journey. It is user friendly and encourages you to take full advantage of the available government bonus. Reviewed on: 2nd February 2023

So user friendly

Love my Moneybox account, have recommended to lots of friends to join Reviewed on: 2nd February 2023

top marks all round

Easy to use app, kept upto date by emails of this and other products, has really helped me to save Reviewed on: 2nd February 2023

Easy to Use and Great Interface

I love the moneybox app. Its easy to navigate and use, they clearly display everything i need to know and have some useful info as well displayed. Reviewed on: 2nd February 2023

Amazing ! So helpful

I've had this ISA for a year now and I've been able to get a very good head start of saving for my first house. Alongside interest rates the inability to move my savings around has meant I have not spent anything i should be saving! Reviewed on: 2nd February 2023

Happy

Very happy that I discovered Moneybox. So much so that I have taken out a second savings account with them Reviewed on: 2nd February 2023

Great app

Really helpful app with lots of good tips and tricks and advice on saving. Easy to use, good rates Reviewed on: 2nd February 2023

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