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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4928 reviews)

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4.95

Based on 4,928 reviews, last reviewed 4th Sep 2025

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

I used it in 2025 to purchase my first home I used it in 2025 to purchase my first home. The process of withdrawing the money was seamless. Reviewed on: 4th September 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4928)

Excellent way of saving money for first time home buyers

Money box app is user friendly and very informative Reviewed on: 1st April 2022

Simple, easy to navigate

The Moneybox App and it's lifetime ISA is an incredible tool to help me plan for my future. It is incredibly simple to use, I can set my preferences from the outset and can trust the app to monitor and add to my ISA without the need to regularly return and tweak. Would highly recommend. Reviewed on: 1st April 2022

Excellent app and service

Very easy to use and incredibly useful in helping manage money and save for the future Reviewed on: 1st April 2022

Inspired Savings

Moneybox encouraged me to make the most of the government allowance and look at saving for my future. At 35, I realise my years of earnings aren’t huge and beyond that, I must think post work life. Moneybox allowed me to gain £10k last year by putting in £4K just before and after April 2021 and I’m looking to make that a regular saving every April going forward. They are clear and concise with what they offer and the online help service is very decent aswell. I have and will recommend Moneybox to everyone I come across who doesn’t know how or what to save. Reviewed on: 1st April 2022

It's a no brainer

Service is excellent. Everything explained, lots of investment options, keeps you updated, allows you to see what you could gain in years to come based on what you pay in. Can't recommend highly enough. Reviewed on: 1st April 2022

Excellent UX, great way of incentivising saving for a deposit

The moneybox app is extremely well designed, giving great overview of all of your accounts. I would recommend the lifetime isa to anyone saving for a deposit that is eligible to open one with moneybox. Reviewed on: 1st April 2022

Good app

I think overall the moneybox ISA good app. A couple of things that throw me off a little is that (1) I get confused when the money will be debited into the account which takes a while therefore causes me to underestimate the 25% bonus, and (2) even though I paid the full £4k in I didn't get the full 25% which is confusing for me. Reviewed on: 1st April 2022

Easy to use and fantastic customer service!

I've been using MoneyBox for the past three years and it's been so simple. The app has constantly been improving, and the one time I had an issue, the customer service was fantastic. I've already recommended them to multiple people and will continue to do so. Reviewed on: 1st April 2022

Saving made easy!

It’s a virtual piggy bank, and before you know it you have more money than you realise Reviewed on: 1st April 2022

So easy to use!

The MoneyBox app is brilliant and so easy to use! Reviewed on: 1st April 2022

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