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Moneybox: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox Lifetime ISA reviews (9303)

Good experience, the interest rate is low though.

Good experience, the interest rate is low though. Reviewed on: 21st April 2026

Easy to use, great bonus schemes

Easy to use, great bonus schemes Reviewed on: 21st April 2026

Very easy to use interface.

Very easy to use interface. Good value in the first year less so after the interest boost ends. Good reminders about the tax years. Reviewed on: 21st April 2026

Really simple and easy to use.

Really simple and easy to use. The boosted interest rate make it’s a really appealing option when it’s comes to the lifetime isa. Reviewed on: 21st April 2026

My positive outlook on Moneybox

I found the app incredibly useful and easy to navigate, I had gone from being completely useless with money to being able to consistently save and work towards owning my own home one day. Reviewed on: 21st April 2026

Completed our 1st house purchase and the team was so...

Completed our 1st house purchase and the team was so quick to answer questions and the entire process was just seamless. Reviewed on: 21st April 2026

Love the govt bonus scheme, it encourages to save mo...

Love the govt bonus scheme, it encourages to save money Reviewed on: 21st April 2026

Candidly, Excellent

Candidly, I have had a really positive experience with moneybox, it hosts 3 of my 5 bank accounts and it functions as my primary method of saving money. The LISA in particular has been a great help to save money for buying my first house which I aim to do in the next couple of years! I would and do recommend the app to my friends - it’s a really efficient path forwards. Reviewed on: 21st April 2026

Very easy to use and app very smooth to look...

Very easy to use and app very smooth to look at Reviewed on: 21st April 2026

First time opening an ISA, the entire process was ea...

First time opening an ISA, the entire process was easy and reliable. I'm happy so far Reviewed on: 21st April 2026

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