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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Very easy to setup and get going got straight to the...

5
Very easy to setup and get going got straight to the banking product I wanted with no issues. Reviewed on: 28th March 2024

Moneybox app is the best

5
It is so easy to use and everything is in one place. Getting closer to my first house! Reviewed on: 28th March 2024

very good for being able to manage different account...

5
very good for being able to manage different accounts and it all being in one place Reviewed on: 28th March 2024

good account with great customer service.

5
good account with great customer service. just wish the interest rate offered was slightly higher. I love the app interface and how easy and intuitive it is to use. the gift links are also a great feature, I do wish that you could have people send below £100 via gift link though Reviewed on: 28th March 2024

Moneybox

5
I have been using the Moneybox LISA for a couple of years and found it very user friendly. I like the free tips and advice both on the app and as notifications. The tools to calculate mortgage/pension numbers are very helpful too and give a realistic view of future savings. Reviewed on: 28th March 2024

Excellent app and service.

5
Excellent app and service. Easy to use and well worth it Reviewed on: 28th March 2024

Zero hassle setting up, can check progress whenever

5
Zero hassle setting up, can check progress whenever Reviewed on: 28th March 2024

Setup was seamless.

5
Setup was seamless. Payments are flexible and convenient. They even provide hints and tips and help you save better Reviewed on: 28th March 2024

Money box has given us a future!

5
Money box has allowed my boyfriend and I to start a future, thanks to money box. They’ve also helped give Mortage advise and have enabled us to buy our first dream house! Reviewed on: 28th March 2024

Easy to use app, but slightly confusing LISA interface

4
Moneybox has excellent interest rates compared to similar banks. The app is easy to use and has an attractive interface. I find the Cash ISA interface very straightforward. However I find the Lifetime ISA interface a little confusing to work out how much of the allowance I have remaining and when deposits will be made into the account. Reviewed on: 28th March 2024

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