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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9299)

Review of the Moneybox app, Lifetime ISA:

The best savings app I have ever used

5
I LOVE the Moneybox app. Not only does it look great, it's super easy to use too. Using the Moneybox has enabled me to save in ways I would never have thought of. The round ups are one of my favourite features - I always use the Super round ups to save that little bit extra per transaction, a you barely notice it coming out of your debit card balance. It's just so convenient and so innovative. I am using my Lifetime ISA to save to buy my first home and quite honestly, I wouldn't be as close to my savings target if it weren't for Moneybox. I like to think I was a good saver before I opened my Moneybox account, but I really wasn't!! I have recommended this app to so many of my family and friends who are now using it too. I honestly would be stuck without it! Thank you Moneybox for being so reliable, providing me with all the tools I need, from learning and stocks and shares, to having access to speak with mortgage advisers - the Moneybox app really is GENIUS!! Reviewed on: 8th February 2023

Great customer experience

5
The app is easy to use, does help with the regular saving by weekly direct debit and sending the reminders to help you rech your goal. Reviewed on: 28th March 2024

My best banking app

5
The app is really informative and I always know how much left of my bonus there is to claim. The app also has lots of useful links about buying a home and the steps involved Reviewed on: 28th March 2024

The moneybox ISA has helped me save money .

5
The moneybox ISA has helped me save money . As I will be looking to buy my house this year . It has been great for saving money every month and is getting me closer to my deposit. For anyone that wants to start saving ,even a little a month this is the best app for that. Reviewed on: 28th March 2024

Good experience

5
Very reliable and useful information and a great resource for saving money, and the service is very helpful and always on hand for anyone looking for help with any problems Reviewed on: 28th March 2024

Easy to track

5
Really good and easy to use, can keep track. And link seeing when the bonus for the month goes in. Reviewed on: 28th March 2024

Moneybox Review

5
Easy to navigate interface, showing how much money has been saved, interest rates and breakdowns of deposits. Friendly, helpful staff. Monthly Roundup newsletters offer good savings and how to get the most out of the ISA. Reviewed on: 28th March 2024

Really easy to use app and helps understand the nuan...

5
Really easy to use app and helps understand the nuances of saving with ISA’s which is relevant to me at my current age and also saving to buy a house. Reviewed on: 28th March 2024

Very easy to use app.

5
Very easy to use app. Good visuals. Easy breakdown of interest and balance Reviewed on: 28th March 2024

Great interest rates and very flexible

5
Used the app for 4 years now. Good interest rates on top of the 25% bonus. Managed to max out every year and it’s very flexible. You can do monthly direct debits or lump payments which work well if you have finances tied up elsewhere. Reviewed on: 28th March 2024

Easy to open an account.

5
Easy to open an account. Informative help centre. Good experience so far using the application. It is completely convenient and I can check on my balance on the go. I like the mobile application. The drawbacks seem to be that it is all online. Reviewed on: 28th March 2024