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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,291 reviews, last reviewed 3rd May 2026
41100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Easy to use with a guaranteed return. Easy to use with a guaranteed return. Reviewed on: 3rd May 2026
Ibrahim's avatar
Ibrahim

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

Moneybox app Lifetime ISA reviews (9291)

Review of the Moneybox app, Lifetime ISA:

Great app - helped me to finally start saving

5
It’s a great app that has allowed me to start saving for my first home. It is extremely easy to use and there is plenty of information available that has helped me utilise the app and manage my money better. I feel a lot more financially literate since having the app and finally be able to start saving. Reviewed on: 9th May 2025

Highly recommend - especially for first-time savers!

5
As a first-time saver who was daunted by the prospect, I find Moneybox to be clear and helpful. I trust that I will be informed of all the important information in a jargon-free way. The app is easy to navigate with multiple ways of adding funds (automatic monthly, transferring from existing savings or payday instant transfers) and it’s quick and easy to change these as you go along to suit your preferences month on month. I have and will continue to recommended MoneyBox to friends and family. Easy and fast to use, helpful guidance, useful tools and hassle-free. Reviewed on: 27th March 2024

Easily Navigable

5
Really easy to navigate app. Lots of info about different options. When I’ve asked a question it has been answered promptly. Overall I am happy and love the simplicity of it all Reviewed on: 27th March 2024

A really quick and easy way to save money and keep m...

5
A really quick and easy way to save money and keep myself from spending money. Reviewed on: 27th March 2024

Easy to use and earn.

5
Easy to use and earn. Great to put towards a deposit. Reviewed on: 27th March 2024

Helps a lot with saving.

5
Helps a lot with saving. Hopefully soon will be able to get my first mortgage Reviewed on: 27th March 2024

Helped me save

5
I think if it wasn’t for money box I wouldn’t have been able to save so much money. As someone who struggles to save, Moneybox has changed my outlook on saving for the better. Simplifying the process, crunching the numbers and progress reports. I enjoy saving thanks to Moneybox. Reviewed on: 27th March 2024

Very good product, easy to manage in app, good inter...

5
Very good product, easy to manage in app, good interface Reviewed on: 27th March 2024

Consistent and easy to use

5
I get consistent advice on how to save money and I find my savings data easy to access on the apps UI. I regularly log into the app and check my account and the notifications I get to get more tips on how to save money. Reviewed on: 27th March 2024

Best app-based bank for savings and ISAs

5
I chose Moneybox because at the time they had the market-leading interest rate for lifetime ISAs. I love the Moneybox app, it is really easy to use and includes lots of meaningful features such as being able to see a breakdown of my savings, how much I need to save to boost my bonus, and helpful articles about getting a mortgage, which is what I am hoping to use the LISA for. The weekly and monthly deposits make it easy to save without having to think about it and I can see my funds growing every week! I have since recommended Moneybox to family and friends and my partner has opened an ISA with them too. Reviewed on: 27th March 2024

Fantastic service - zero complaints

5
Fantastic service - zero complaints Reviewed on: 27th March 2024

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