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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.96 (4926 reviews)

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4.95

Based on 4,926 reviews, last reviewed 30th Jun 2025

43% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

5

Great in-app experience! Great in-app experience, easy to use and pleasing to navigate. I like the info pop-ups, it's been useful to learn more to maximise my money as we appr... Read more Reviewed on: 30th June 2025

Latest lowest rating:

1

Less interest rate which is only half of the inflati... Less interest rate which is only half of the inflation rate. Caused me to erode my savings. Reviewed on: 27th March 2024

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (4926)

Thanks to Moneybox I have been able to consistently...

Thanks to Moneybox I have been able to consistently save a deposit for a first-house and I also have an emergency pot of money - it has taught me a lot about money and saving in accessible, digestable terms and I appreciate it a lot for that! Reviewed on: 5th February 2025

Highly recommended

Very easy to set up, regular communication, user friendly Reviewed on: 5th February 2025

Moneybox is the best so far

I have been having great experiences with Moneybox app, it is so easy to use and self explanatory. You can do everything on the app and you don't need to visit anywhere. Reviewed on: 5th February 2025

It’s a good experience so far

Have not had any issues since I joined and the customer service experience is incredible Reviewed on: 5th February 2025

Very easy to use app, customer service quite respons...

Very easy to use app, customer service quite responsive. Has helped me to save for LISA and in an ISA and a regular savings account. Downsides are it’s not very clear what settling etc means to know when money will leave your current account and actually arrive in the Moneybox accounts. Reviewed on: 5th February 2025

A pension I may actually get to benefit from

I set up my LISA as soon as I heard about it in the 2020/21 tax year. At the time, Moneybox was offering the best rate in the market for this product. I am not a particularly high earner, but every year since then I have made sure to put in the full £4000 allowance into the account - without fail. I work mostly freelance, and so my private pensions are scattered across a smattering of in-house roles over the years. I also have a life-limiting health condition, so will be unlikely to benefit from traditional pension schemes in my lifetime anyway. I already has a mortgage when I set up the LISA, so set it up with the intention of drawing the money when I hit 60. If I die before then, the money will transfer to my wife without any kind of financial penalty. The LISA has given me a feeling of financial stability - I am looking after the future of my family with this product. What I love about Moneybox is that the interest is calculated daily and I can see it in the app. I can visualise the interest compounding, which is pretty exciting. I've used it to educate my 8-year-old daughter about the importance of saving too! Reviewed on: 5th February 2025

I’ve loved having my lifetime isa and even got my br...

I’ve loved having my lifetime isa and even got my brother set up with one! Reviewed on: 5th February 2025

Just really happy with the entire experience.

Just really happy with the entire experience. Opened the LISA a few years ago and bought my first home last year. The team at Moneybox were really quick at releasing the funds to my solicitor and answered all my questions about the process beforehand (more useful in that regard than the actual solicitors). I've recommended it to my niece who has already opened her account and is actively saving. Reviewed on: 5th February 2025

Best LISA on the market

The LISA is really to use and is easy to set up monthly deposits for. Reviewed on: 5th February 2025

Very simple to set up and use.

Very simple to set up and use. Excellent support services and great benefits. I would definitely recommend to friends and family who are looking to save for a new house or saving in general. Reviewed on: 5th February 2025

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