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Moneybox app: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.81 (9303 reviews)

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4.81

Based on 9,303 reviews, last reviewed 4th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, well presented Very good interest on most ISAs. Easy to apply, easy to view progress. Not advertised that only on type of cash ISA is available. Reviewed on: 4th September 2026

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026

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About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Awards

Best lifetime ISA provider 2026

Awarded to Lifetime ISA (LISA) provider rated highest in UK customer reviews.

Moneybox app Lifetime ISA reviews (9303)

Customer service is key

Moneybox customer service is second to none. They have been so helpful throughout my time with them Reviewed on: 8th February 2023

First time buying made easy

I was recommended opening a Lifetime ISA through a friend. I was very impressed with how easy the app was to use. When it came to withdrawing my funds for the purchase of my first house the process was easy to understand, quick and pain free. A staff member from Moneybox told me what I needed to do (which was hardly anything!) and they did the rest of the work. My funds were transferred in a short space of time and honestly it was the easiest part of my home buying process! Reviewed on: 8th February 2023

Best Money App

Great user experience, cool tools and reasonable Interest rates. Reviewed on: 8th February 2023

Easy to access and understand saving

I chose Moneybox to save with the lifetime ISA because the app design and information provided gave me confidence and I haven’t regretted it since! It’s so easy to keep track of my saving and I always know where I am on my saving target Reviewed on: 8th February 2023

Amazing account

The Lifetime ISA has helped me so much to save money to buy my first home. It’s just an amazing account that keeps you disciplined in saving Reviewed on: 8th February 2023

Right up my street!

This app has literally been life changing for me - I’m so glad that I chose Moneybox to set up my ISA to start saving towards buying a home and for my future. Having access to this account to monitor, add funds etc, right at my fingertips is so convenient! The app is so easy to use and the Moneybox team provide such a brilliant and informative service. I genuinely feel like they want to support me to get the best out of this product. Would recommend to absolutely anyone who is in my position! Reviewed on: 8th February 2023

Great app, easy to use

Visually pleasing app that can be easily navigated from the very start- intuitive app. The lifetime ISA is great, provides a great interest rate and has allowed me to build my savings quickly and always informed. Clear breakdown of interest, bonus and my contributions allow for easy budgeting. It is extremely easy to transfer money into the account through direct debit but also the one off payments. As a user of the app I am particularly impressed by the overall experience, and as a customer I am extremely happy as they provide good rates, good information and a good range of accounts- I later opened a stocks and shares ISA due to the success of my Lifetime ISA. Reviewed on: 8th February 2023

Easy way to save and monitor

Love this app. I find it very easy to monitor my money for ISA. Reviewed on: 8th February 2023

So much easier to save

I was struggling to save, always bouncing my savings back and forth from my savings to my current account. It was only when I set up Moneybox that I really started to see a sustainable way to save. It hardly feels like you are saving and yet steadily you are building up your ISA without feeling like you are missing out. Reviewed on: 8th February 2023

Easy to use and a great saving tool , I love it

So easy to set up and use , had no issues I love it Reviewed on: 8th February 2023

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