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Moneybox app: Lifetime ISA reviews

4.81
Based on 9,299 reviews, last reviewed 16th Jun 2026
702% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works great and very easy to set up and monitor. Works great and very easy to set up and monitor. Used for my deposit and now saving for retirement. Reviewed on: 16th June 2026
Miah91's avatar
Miah91

Latest lowest rating:

2

The interest rate has been decreasing The interest rate has been decreasing Reviewed on: 23rd April 2026
Amin J's avatar
Amin J

About this product

With Moneybox, you can choose from a cash lifetime ISA or a stocks and shares lifetime ISA.

A Moneybox lifetime ISA can be opened with just £1. You can apply for and manage the account using the award-winning Moneybox app. Lifetime ISA bonuses are paid at the end of the month and based on total contributions in the month before.

Moneybox lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Moneybox before, you can also leave a review and share your experience.

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Moneybox app Lifetime ISA reviews (9299)

Clear and Easy

5
The LISA presents all the info I need clearly, e.g. how much allowance I have left to use up, and has plenty of tools to make depositing easy. Have recommended to multiple friends/family. Reviewed on: 8th February 2023

Very user friendly and fundamentally sound provider

5
In my experience I have found their support team absolutely fantastic which pairs brilliantly with the easy to use app. Reviewed on: 8th February 2023

Easy to use, Encourages me to Save

5
Tne Moneybox App is easy to use and encourages me to save. It helps me set goals and I can track my progress so I really feel like I'm getting somewhere. Reviewed on: 8th February 2023

The best

5
So much helpful information available anytime I have a question. Layout is so easy to use it’s the best thing I’ve ever used. Helped me so much to plan for the future. Reviewed on: 8th February 2023

Changed future

5
I started off with a Moneybox Lisa & have now opened a S&S isa, pension & 32 day savings account. I didn’t have any before but Moneybox have made it so easy to understand everything that I now have confidence & have changed my future. Reviewed on: 8th February 2023

Easy to use

5
Very simple and clear to use app. There are consistent updates and help available. Reviewed on: 8th February 2023

Easy and to the point

5
The money box app is simple and effective, making life easy on my end and taking the work out of saving. Reviewed on: 8th February 2023

Easy to navigate UI, great interest rates and even better customer service.

5
The Moneybox UI is fantastic, really easy to navigate, switch accounts and offers a wide range of other related tools like learning hubs for things like cryptocurrency and stock markets - excellent for beginners and experienced users. The interest rates on all accounts are constantly updated so they are matching, or near enough the market best. I have only had to use customer service a couple of times over my time with Moneybox and both times were pleasant experiences - fast replies, accurate information and solved the problems perfectly. I would (and already have on a few occasions) recommend this bank to friends and family, to take advantage of a great product. Newsletters aren't too rare or too frequent, and contain relevant information to accounts. There seems to be a slight lean towards pushing their mortgage and retirement products which isn't necessarily relevant to everyone - so a brief check on the tailoring of this marketing could be beneficial but it isn't the end of the world. Overall, I have had at least a 9/10 experience whilst using Moneybox over the last few years, and in most cases a 10/10. Reviewed on: 8th February 2023

Great App

5
Such a simple app with so much to offer. There are loads of tools to use to help monitor where you are and need to be, plus loads of information. Never had an issue and would highly recommend. Reviewed on: 8th February 2023

Supportive and easy to use

5
Moneybox has been the best experience I've had with banking. When I could switch accounts to get a better interest rate, they highlighted this. The app is full of useful information and was the catalyst for me beginning to out together a better pension plan. Reviewed on: 8th February 2023

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